Mosaic Vermont Inc
Mosaic Vermont Inc: Steady Growth, Program Focus, and Transparency
EIN: 222600063 · Barre, VT · NTEE: F42Z · Updated: 2026-04-04
| Metric | Value |
|---|---|
| Total Revenue | $691K |
| Total Expenses | $728K |
| Program Spending | 85% |
| Net Assets | $649K |
| Transparency Score | 85/100 |
Is Mosaic Vermont Inc Legit?
Appears Legitimate
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Mosaic Vermont Inc directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Mosaic Vermont Inc
Mosaic Vermont Inc (EIN: 222600063) is a nonprofit organization based in Barre, VT, classified under NTEE code F42Z. The organization reported total revenue of $691K and total assets of $610K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Mosaic Vermont Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Mosaic Vermont Inc is a small nonprofit that has been operating for 41 years, with 14 years of IRS 990 filings on record (2011–2024). Revenue has grown at a compound annual rate of 11.6%.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
| Total Revenue | $916K |
| Total Expenses | $728K |
| Surplus / Deficit | +$188K |
| Total Assets | $700K |
| Total Liabilities | $52K |
| Net Assets | $649K |
| Operating Margin | 20.6% |
| Debt-to-Asset Ratio | 7.4% |
| Months of Reserves | 11.5 months |
Financial Health Grade: A
In 2024, Mosaic Vermont Inc reported a surplus of $188K with revenue exceeding expenses, holds 11.5 months of operating reserves (strong position), has a debt-to-asset ratio of 7.4% (very low leverage).
Financial Trends
Over 14 years of filings (2011–2024), Mosaic Vermont Inc's revenue has grown at a compound annual growth rate (CAGR) of 11.6%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2024 | +88.3% | +54.8% | +43.6% |
| 2023 | +8.4% | +3.6% | +3.7% |
| 2022 | -9.7% | -2.9% | -11.9% |
| 2021 | +46.0% | +28.4% | -1.4% |
| 2020 | -10.1% | +8.9% | +18.3% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1985 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Mosaic Vermont Inc with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Mosaic Vermont Inc allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $188K, with revenue exceeding expenses.
- Debt-to-asset ratio: 7.4%.
Executive Compensation Analysis
Executive compensation is not explicitly detailed in the provided data, preventing a specific assessment of individual salaries.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Strengths
The following positive indicators were identified for Mosaic Vermont Inc:
- Consistent revenue growth from $325,213 in 2018 to $691,479 in 2024, demonstrating increasing financial support and impact.
- Strong program spending, with program service expenses consistently representing a high percentage of total expenses, indicating a commitment to its mission.
- Healthy asset growth from $412,021 in 2018 to $609,846 in 2024, suggesting good financial management and capacity building.
Frequently Asked Questions about Mosaic Vermont Inc
Is Mosaic Vermont Inc a legitimate charity?
Mosaic Vermont Inc (EIN: 222600063) is a registered tax-exempt nonprofit based in Vermont. Our AI analysis gives it a Mission Score of 85/100. It has 14 years of IRS 990 filings on record. Total revenue: $691K. No red flags identified. 3 strengths noted. Financial health grade: A.
How does Mosaic Vermont Inc spend its money?
Mosaic Vermont Inc directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Mosaic Vermont Inc tax-deductible?
Mosaic Vermont Inc is registered as a tax-exempt nonprofit (EIN: 222600063). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Mosaic Vermont Inc's spending goes to programs?
Mosaic Vermont Inc directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Mosaic Vermont Inc compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), Mosaic Vermont Inc is above average for NTEE category F42Z nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Mosaic Vermont Inc located?
Mosaic Vermont Inc is headquartered in Barre, Vermont and files with the IRS under EIN 222600063. It is classified under NTEE code F42Z.
How many years of IRS 990 filings does Mosaic Vermont Inc have?
Mosaic Vermont Inc has 14 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $691K in total revenue.
What does Mosaic Vermont Inc do?
Mosaic Vermont Inc is a nonprofit organization in the Mental Health & Crisis Intervention sector, located in Barre, Vermont. It is classified under NTEE code F42Z.
How much revenue does Mosaic Vermont Inc have?
Mosaic Vermont Inc reported total revenue of $691,479. Based on 14 IRS 990 filings on record.
What are Mosaic Vermont Inc's total assets?
Mosaic Vermont Inc holds total assets of $609,846 as reported in IRS 990 filings.
Where is Mosaic Vermont Inc located?
Mosaic Vermont Inc is based in Barre, Vermont.
What is Mosaic Vermont Inc's EIN?
Mosaic Vermont Inc's Employer Identification Number (EIN) is 222600063. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is Mosaic Vermont Inc?
Mosaic Vermont Inc is classified under NTEE code F42Z (Mental Health & Crisis Intervention).
Is Mosaic Vermont Inc a registered 501(c)(3)?
Yes, Mosaic Vermont Inc is recognized as a tax-exempt organization by the IRS. EIN: 222600063.
Does Mosaic Vermont Inc file IRS Form 990?
Yes, Mosaic Vermont Inc has 14 IRS Form 990 filings on record. The most recent covers tax period 202406.
What was Mosaic Vermont Inc's revenue in 2024?
In the 202406 filing period, Mosaic Vermont Inc reported total revenue of $915,911, total expenses of $727,623, and net assets of $700,169.
Is Mosaic Vermont Inc's revenue growing or declining?
Mosaic Vermont Inc's revenue is growing. Revenue went from $486,417 (202306) to $915,911 (202406), a +88.3% change. Based on 14 filings on record.
What is Mosaic Vermont Inc's most recent 990 filing?
The most recent IRS Form 990 filing for Mosaic Vermont Inc covers tax period 202406. It shows revenue of $915,911, expenses of $727,623, total assets of $700,169, and liabilities of $51,592.
How much does Mosaic Vermont Inc spend on programs vs administration?
Based on IRS 990 analysis, Mosaic Vermont Inc allocates approximately 85% of expenses to program services, 10% to administrative costs, and 5% to fundraising. This indicates strong program focus.
Is Mosaic Vermont Inc a trustworthy charity?
Based on AI analysis of IRS 990 data, Mosaic Vermont Inc appears trustworthy. Mission Score: 85/100 (Excellent). No red flags identified. 3 strengths noted.
What are Mosaic Vermont Inc's strengths?
Positive indicators for Mosaic Vermont Inc include: Consistent revenue growth from $325,213 in 2018 to $691,479 in 2024, demonstrating increasing financial support and impact.. Strong program spending, with program service expenses consistently representing a high percentage of total expenses, indicating a commitment to its mission.. Healthy asset growth from $412,021 in 2018 to $609,846 in 2024, suggesting good financial management and capacity building.. These findings are derived from AI analysis of the organization's financial filings.
How does Mosaic Vermont Inc compensate executives?
Executive compensation is not explicitly detailed in the provided data, preventing a specific assessment of individual salaries. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
How has Mosaic Vermont Inc managed to nearly double its revenue from 2018 to 2024 while maintaining a low liability-to-asset ratio?
Mosaic Vermont Inc has demonstrated consistent revenue growth, increasing from $325,213 in 2018 to $691,479 in 2024. This growth, coupled with a relatively stable or decreasing liability trend (e.g., $121,373 in 2020 down to $51,592 in 2024), suggests effective fundraising and financial management that has allowed for expansion without significantly increasing financial risk.
What specific factors might explain the significant jump in revenue and expenses observed between the 2023 and 2024 fiscal years?
Between 2023 and 2024, revenue increased from $486,417 to $691,479, and expenses from $469,954 to $727,623. This substantial increase could be attributed to successful grant applications, expansion of programs, increased demand for services, or a major fundraising campaign that allowed for a significant scaling up of operations.
Filing History
IRS 990 filing history for Mosaic Vermont Inc showing financial trends over 14 years of public records:
Over 14 years of IRS 990 filings (2011–2024), Mosaic Vermont Inc's revenue has grown by 314.3%, moving from $221K to $916K. Total assets increased by 132.5% over the same period, from $301K to $700K. Total functional expenses rose by 212%, from $233K to $728K. In its most recent filing year (2024), Mosaic Vermont Inc reported a surplus of $188K, with revenue exceeding expenses. The organization holds $52K in liabilities against $700K in assets (debt-to-asset ratio: 7.4%), resulting in net assets of $649K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2024 | $916K | $728K | $700K | $52K | — | View 990 |
| 2023 | $486K | $470K | $488K | $27K | — | View 990 |
| 2022 | $449K | $454K | $470K | $26K | — | View 990 |
| 2021 | $497K | $467K | $534K | $85K | — | View 990 |
| 2020 | $340K | $364K | $541K | $121K | — | View 990 |
| 2019 | $378K | $334K | $457K | $19K | — | View 990 |
| 2018 | $325K | $297K | $412K | $17K | — | View 990 |
| 2017 | $328K | $332K | $431K | $101K | — | View 990 |
| 2016 | $259K | $305K | $399K | $65K | — | View 990 |
| 2015 | $310K | $261K | $431K | $50K | — | View 990 |
| 2014 | $240K | $253K | $389K | $58K | — | View 990 |
| 2013 | $287K | $222K | $369K | $24K | — | View 990 |
| 2012 | $243K | $235K | $307K | $27K | — | View 990 |
| 2011 | $221K | $233K | $301K | $29K | — | View 990 |
Year-by-Year Financial Summary
- 2024: Revenue of $916K, expenses of $728K, and assets of $700K (revenue +88.3% year-over-year).
- 2023: Revenue of $486K, expenses of $470K, and assets of $488K (revenue +8.4% year-over-year).
- 2022: Revenue of $449K, expenses of $454K, and assets of $470K (revenue -9.7% year-over-year).
- 2021: Revenue of $497K, expenses of $467K, and assets of $534K (revenue +46.0% year-over-year).
- 2020: Revenue of $340K, expenses of $364K, and assets of $541K (revenue -10.1% year-over-year).
- 2019: Revenue of $378K, expenses of $334K, and assets of $457K (revenue +16.4% year-over-year).
- 2018: Revenue of $325K, expenses of $297K, and assets of $412K (revenue -0.9% year-over-year).
- 2017: Revenue of $328K, expenses of $332K, and assets of $431K (revenue +26.7% year-over-year).
- 2016: Revenue of $259K, expenses of $305K, and assets of $399K (revenue -16.5% year-over-year).
- 2015: Revenue of $310K, expenses of $261K, and assets of $431K (revenue +29.3% year-over-year).
- 2014: Revenue of $240K, expenses of $253K, and assets of $389K (revenue -16.3% year-over-year).
- 2013: Revenue of $287K, expenses of $222K, and assets of $369K (revenue +18.1% year-over-year).
- 2012: Revenue of $243K, expenses of $235K, and assets of $307K (revenue +9.8% year-over-year).
- 2011: Revenue of $221K, expenses of $233K, and assets of $301K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Mosaic Vermont Inc:
Data Sources and Methodology
This transparency report for Mosaic Vermont Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.