Mountain Lakes Club

Source Check Matrix

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Source and Resolution Links

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Mountain Lakes Club Form 990, Revenue, CEO Pay, and IRS Filing Signals

Mountain Lakes Club is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Mountain Lakes Club in one place.

Is Mountain Lakes Club Legit?

Significant Concerns

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

IRS 990 Data Cockpit

Where the Money Comes From and Where It Goes

Across stored filings, Mountain Lakes Club shows contribution history pending. Next enrichment targets: revenue-source fields, functional expense detail, IRS BMF classification.

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Turn this Form 990 profile into a donor-ready report

Request a concise report for Mountain Lakes Club with revenue, expenses, executive compensation, red flags, peer context, and IRS source links. You can also request CSV exports or watchlist updates for future filings.

Early access request only. Reports and exports are informational and based on public IRS records, not financial or legal advice.

About Mountain Lakes Club

Mountain Lakes Club (EIN: 221131080) is a nonprofit organization based in Mountain Lks, NJ. The organization reported total revenue of $787K and total assets of $1.4M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Mountain Lakes Club's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

Mountain Lakes Club is a small nonprofit that has been operating for 84 years, with 10 years of IRS 990 filings on record (2012–2021). Revenue has grown at a compound annual rate of -2.5%.

Key Financial Metrics (2021)

From the most recent IRS 990 filing on record:

Financial Health Grade: C

In 2021, Mountain Lakes Club reported a deficit of $672K with expenses exceeding revenue, holds 13.0 months of operating reserves (strong position), has a debt-to-asset ratio of 285.3% (high leverage).

Financial Trends

Over 10 years of filings (2012–2021), Mountain Lakes Club's revenue has declined at a compound annual growth rate (CAGR) of -2.5%.

IRS Tax-Exempt Classification

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Mountain Lakes Club with a Mission Score of 40 out of 100 (Fair). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

• admin: 0%
• programs: 0%
• fundraising: 0%

According to IRS 990 filings, Mountain Lakes Club allocates its expenses as follows: admin: 0%, programs: 0%, fundraising: 0%.

Key Financial Metrics (2021)

From the most recent IRS 990 filing on record:

• The organization reported a deficit of $672K, with expenses exceeding revenue.
• Debt-to-asset ratio: 285.3%.

Executive Compensation Analysis

The organization reports $0 in compensation for all officers, directors, trustees, and key employees in its 2021 filing, which is an atypical finding for an organization with reported expenses.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Mountain Lakes Club's IRS 990 filings:

• Zero reported program, administrative, and fundraising expenses in 2021, despite reporting total expenses of $1,303,047.
• Consistent decline in total revenue from $928,468 in 2019 to $631,174 in 2021.
• Significant decrease in total assets from $2,844,616 in 2014 to $1,409,692 in 2021.
• The nature of the organization ('nt' field is '?') is unclear, making it difficult to assess its mission and impact.

Strengths

The following positive indicators were identified for Mountain Lakes Club:

• The organization has maintained a consistent level of liabilities over several years, suggesting stable debt management.

Frequently Asked Questions about Mountain Lakes Club

Filing History

IRS 990 filing history for Mountain Lakes Club showing financial trends over 10 years of public records:

Over 10 years of IRS 990 filings (2012–2021), Mountain Lakes Club's revenue has declined by 20.1%, moving from $790K to $631K. Total assets decreased by 54.8% over the same period, from $3.1M to $1.4M. Total functional expenses rose by 34.7%, from $967K to $1.3M. In its most recent filing year (2021), Mountain Lakes Club reported a deficit of $672K, with expenses exceeding revenue. The organization holds $4.0M in liabilities against $1.4M in assets (debt-to-asset ratio: 285.3%), resulting in net assets of $-2,612,511.

Year-by-Year Financial Summary

• 2021: Revenue of $631K, expenses of $1.3M, and assets of $1.4M (revenue -24.6% year-over-year).
• 2020: Revenue of $838K, expenses of $1.5M, and assets of $1.7M (revenue -9.8% year-over-year).
• 2019: Revenue of $928K, expenses of $1.1M, and assets of $2.1M (revenue +70.3% year-over-year).
• 2018: Revenue of $545K, expenses of $805K, and assets of $2.0M (revenue -12.9% year-over-year).
• 2017: Revenue of $626K, expenses of $821K, and assets of $2.4M (revenue -25.6% year-over-year).
• 2016: Revenue of $841K, expenses of $891K, and assets of $2.5M (revenue +0.5% year-over-year).
• 2015: Revenue of $838K, expenses of $927K, and assets of $2.7M (revenue +7.1% year-over-year).
• 2014: Revenue of $782K, expenses of $915K, and assets of $2.8M (revenue -8.8% year-over-year).
• 2013: Revenue of $857K, expenses of $925K, and assets of $3.0M (revenue +8.5% year-over-year).
• 2012: Revenue of $790K, expenses of $967K, and assets of $3.1M.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Mountain Lakes Club:

Data Sources and Methodology

This transparency report for Mountain Lakes Club is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.