Mvp Health Plan Inc
MVP Health Plan Inc. consistently allocates nearly all revenue to health plan operations, reporting 0% officer compensation.
EIN: 141640868 · Schenectady, NY · Updated: 2026-03-28
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Mvp Health Plan Inc is mapped to EIN 141640868.
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| Metric | Value |
|---|---|
| Total Revenue | $3.3B |
| Total Expenses | $3.0B |
| Program Spending | 99% |
| Net Assets | $458.8M |
| Transparency Score | 90/100 |
Search Intent Cockpit
Mvp Health Plan Inc Form 990, Revenue, CEO Pay, and IRS Filing Signals
Mvp Health Plan Inc is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Mvp Health Plan Inc in one place.
Form 990 Filing Summary
13 filing years are available, with latest revenue of $3.0B and expenses of $3.0B.
Revenue and Expenses
Mvp Health Plan Inc reported $3.0B in revenue and $3.0B in expenses, a surplus of $11.9M.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
90/100 mission score, 1 red flag, and 4 strengths are shown from structured and AI review.
Is Mvp Health Plan Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $3.0B (99%) |
Across stored filings, Mvp Health Plan Inc shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
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| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 1 red flag identified |
| Mission spend | 99% to programs | Excellent |
| Financial durability | Grade A | 13 stored filing years |
| Peer context | Compare with Healthy Capital District Initiative | New York and category context |
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Schenectady, NY nonprofitsFollow the Money
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Mvp Health Plan Inc directs 99% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Mvp Health Plan Inc
Mvp Health Plan Inc (EIN: 141640868) is a nonprofit organization based in Schenectady, NY. The organization reported total revenue of $3.3B and total assets of $875.3M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Mvp Health Plan Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Mvp Health Plan Inc is a major nonprofit that has been operating for 42 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 3.6%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $3.0B |
| Total Expenses | $3.0B |
| Surplus / Deficit | +$11.9M |
| Total Assets | $915.4M |
| Total Liabilities | $456.7M |
| Net Assets | $458.8M |
| Operating Margin | 0.4% |
| Debt-to-Asset Ratio | 49.9% |
| Months of Reserves | 3.6 months |
Financial Health Grade: A
In 2023, Mvp Health Plan Inc reported a surplus of $11.9M with revenue exceeding expenses, holds 3.6 months of operating reserves (adequate), has a debt-to-asset ratio of 49.9% (moderate leverage).
Financial Trends
Over 13 years of filings (2011–2023), Mvp Health Plan Inc's revenue has grown at a compound annual growth rate (CAGR) of 3.6%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -4.7% | -3.5% | +12.0% |
| 2022 | +6.3% | +3.8% | +3.1% |
| 2021 | +8.3% | +10.0% | -6.1% |
| 2020 | +3.0% | +2.8% | +17.6% |
| 2019 | +0.3% | +1.1% | -0.8% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1984 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Mvp Health Plan Inc with a Mission Score of 90 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 1%
- programs: 99%
- fundraising: 0%
According to IRS 990 filings, Mvp Health Plan Inc allocates its expenses as follows: admin: 1%, programs: 99%, fundraising: 0%. With 99% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $11.9M, with revenue exceeding expenses.
- Debt-to-asset ratio: 49.9%.
Executive Compensation Analysis
The reported 0% officer compensation across all available filings is highly unusual for an organization of this scale, suggesting that executive compensation may be handled through a related entity or not reported in this specific field on the 990, warranting further investigation for complete transparency.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Mvp Health Plan Inc's IRS 990 filings:
- Unusually low (0%) reported officer compensation, which may indicate compensation is reported elsewhere or through related entities, potentially obscuring full executive compensation transparency.
Strengths
The following positive indicators were identified for Mvp Health Plan Inc:
- High program spending ratio, with expenses consistently close to revenue (e.g., 99% in 2023), indicating efficient use of funds for its core mission.
- Consistent revenue growth over the past decade, from $1.67 billion in 2014 to over $3 billion in 2023.
- Strong asset growth, increasing from $540 million in 2014 to $915 million in 2023, demonstrating financial stability.
- Healthy asset-to-liability ratio, indicating good financial management and solvency.
Frequently Asked Questions about Mvp Health Plan Inc
Is Mvp Health Plan Inc a legitimate charity?
Mvp Health Plan Inc (EIN: 141640868) is a registered tax-exempt nonprofit based in New York. Our AI analysis gives it a Mission Score of 90/100. It has 13 years of IRS 990 filings on record. Total revenue: $3.3B. 1 red flag identified. 4 strengths noted. Financial health grade: A.
How does Mvp Health Plan Inc spend its money?
Mvp Health Plan Inc directs 99% of its spending to programs and services. This exceeds the 65% industry benchmark.
Are donations to Mvp Health Plan Inc tax-deductible?
Mvp Health Plan Inc is registered as a tax-exempt nonprofit (EIN: 141640868). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is Mvp Health Plan Inc located?
Mvp Health Plan Inc is headquartered in Schenectady, New York and files with the IRS under EIN 141640868.
How many years of IRS 990 filings does Mvp Health Plan Inc have?
Mvp Health Plan Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $3.3B in total revenue.
Is MVP Health Plan Inc. a good charity?
As a health plan, MVP Health Plan Inc. appears to be a financially stable and efficient organization based on its IRS 990 data. Its consistent allocation of nearly all revenue to expenses (e.g., $3,027,958,556 in expenses against $3,039,847,348 in revenue in 2023) indicates a strong focus on its core services. The reported 0% officer compensation is a unique aspect that could be viewed positively, though it warrants further clarification.
How does MVP Health Plan Inc. manage its executive compensation?
The IRS 990 filings consistently report 0% for officer compensation. This is highly unusual for an organization with billions in revenue and assets, suggesting that executive compensation may be paid by a related entity, or not reported in this specific field on the 990. Further investigation into their organizational structure and related entities would be necessary to fully understand executive compensation practices.
What is the trend in MVP Health Plan Inc.'s financial health?
MVP Health Plan Inc. demonstrates consistent financial health. Revenues have generally increased over the past decade, from $1,673,965,524 in 2014 to $3,039,847,348 in 2023. Assets have also grown steadily, from $540,292,293 in 2014 to $915,432,292 in 2023, while maintaining manageable liabilities, indicating strong financial management.
What percentage of revenue does MVP Health Plan Inc. spend on its programs?
Based on the close alignment of total expenses to total revenue, MVP Health Plan Inc. appears to spend approximately 99% of its revenue on its programs (health plan operations). For example, in 2023, expenses were $3,027,958,556 against revenues of $3,039,847,348, indicating a very high proportion of funds directly used for its services.
Filing History
IRS 990 filing history for Mvp Health Plan Inc showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Mvp Health Plan Inc's revenue has grown by 52.9%, moving from $2.0B to $3.0B. Total assets increased by 73.9% over the same period, from $526.3M to $915.4M. Total functional expenses rose by 58.3%, from $1.9B to $3.0B. In its most recent filing year (2023), Mvp Health Plan Inc reported a surplus of $11.9M, with revenue exceeding expenses. The organization holds $456.7M in liabilities against $915.4M in assets (debt-to-asset ratio: 49.9%), resulting in net assets of $458.8M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $3.0B | $3.0B | $915.4M | $456.7M | — | — |
| 2022 | $3.2B | $3.1B | $817.1M | $384.7M | — | View 990 |
| 2021 | $3.0B | $3.0B | $792.5M | $375.7M | — | View 990 |
| 2020 | $2.8B | $2.7B | $843.9M | $379.7M | — | View 990 |
| 2019 | $2.7B | $2.7B | $717.9M | $279.0M | — | View 990 |
| 2018 | $2.7B | $2.6B | $723.8M | $303.4M | — | View 990 |
| 2017 | $2.6B | $2.5B | $693.9M | $286.8M | — | View 990 |
| 2016 | $2.5B | $2.5B | $722.8M | $298.4M | — | View 990 |
| 2015 | $1.6B | $1.6B | $589.9M | $176.4M | — | View 990 |
| 2014 | $1.7B | $1.7B | $540.3M | $158.2M | — | View 990 |
| 2013 | $1.7B | $1.7B | $591.3M | $167.0M | — | View 990 |
| 2012 | $2.0B | $1.9B | $577.2M | $189.0M | — | View 990 |
| 2011 | $2.0B | $1.9B | $526.3M | $179.2M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $3.0B, expenses of $3.0B, and assets of $915.4M (revenue -4.7% year-over-year).
- 2022: Revenue of $3.2B, expenses of $3.1B, and assets of $817.1M (revenue +6.3% year-over-year).
- 2021: Revenue of $3.0B, expenses of $3.0B, and assets of $792.5M (revenue +8.3% year-over-year).
- 2020: Revenue of $2.8B, expenses of $2.7B, and assets of $843.9M (revenue +3.0% year-over-year).
- 2019: Revenue of $2.7B, expenses of $2.7B, and assets of $717.9M (revenue +0.3% year-over-year).
- 2018: Revenue of $2.7B, expenses of $2.6B, and assets of $723.8M (revenue +5.1% year-over-year).
- 2017: Revenue of $2.6B, expenses of $2.5B, and assets of $693.9M (revenue +1.3% year-over-year).
- 2016: Revenue of $2.5B, expenses of $2.5B, and assets of $722.8M (revenue +60.1% year-over-year).
- 2015: Revenue of $1.6B, expenses of $1.6B, and assets of $589.9M (revenue -6.0% year-over-year).
- 2014: Revenue of $1.7B, expenses of $1.7B, and assets of $540.3M (revenue -1.4% year-over-year).
- 2013: Revenue of $1.7B, expenses of $1.7B, and assets of $591.3M (revenue -14.0% year-over-year).
- 2012: Revenue of $2.0B, expenses of $1.9B, and assets of $577.2M (revenue -0.7% year-over-year).
- 2011: Revenue of $2.0B, expenses of $1.9B, and assets of $526.3M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Mvp Health Plan Inc:
Data Sources and Methodology
This transparency report for Mvp Health Plan Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.