Nabholz Companies Voluntary Employee Benefits Trust
Nabholz Companies Voluntary Employee Benefits Trust consistently operates near break-even, distributing employee benefits with no reported officer compensation.
EIN: 208788434 · Conway, AR · Updated: 2026-03-28
Is Nabholz Companies Voluntary Employee Benefits Trust Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Nabholz Companies Voluntary Employee Benefits Trust directs 100% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Nabholz Companies Voluntary Employee Benefits Trust
Nabholz Companies Voluntary Employee Benefits Trust (EIN: 208788434) is a nonprofit organization based in Conway, AR. The organization reported total revenue of $0 and total assets of $0 according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Nabholz Companies Voluntary Employee Benefits Trust's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Nabholz Companies Voluntary Employee Benefits Trust is a mid-size nonprofit, with 7 years of IRS 990 filings on record (2011–2017). Revenue has grown at a compound annual rate of 0.3%.
Key Financial Metrics (2017)
From the most recent IRS 990 filing on record:
| Total Revenue | $7.3M |
| Total Expenses | $7.5M |
| Surplus / Deficit | $-163,468 |
| Total Assets | $212K |
| Total Liabilities | $12K |
| Net Assets | $200K |
| Operating Margin | -2.2% |
| Debt-to-Asset Ratio | 5.8% |
| Months of Reserves | 0.3 months |
Financial Health Grade: C
In 2017, Nabholz Companies Voluntary Employee Benefits Trust reported a deficit of $163K with expenses exceeding revenue, holds 0.3 months of operating reserves (limited), has a debt-to-asset ratio of 5.8% (very low leverage).
Financial Trends
Over 7 years of filings (2011–2017), Nabholz Companies Voluntary Employee Benefits Trust's revenue has grown at a compound annual growth rate (CAGR) of 0.3%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2017 | -4.1% | -3.0% | -41.9% |
| 2016 | +19.0% | +22.2% | -28.3% |
| 2015 | +42.1% | +23.7% | +17.6% |
| 2014 | -15.0% | +0.3% | -54.0% |
| 2013 | +26.1% | +10.7% | +31.9% |
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Nabholz Companies Voluntary Employee Benefits Trust with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 0%
- programs: 100%
- fundraising: 0%
According to IRS 990 filings, Nabholz Companies Voluntary Employee Benefits Trust allocates its expenses as follows: admin: 0%, programs: 100%, fundraising: 0%. With 100% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2017)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $163K, with expenses exceeding revenue.
- Debt-to-asset ratio: 5.8%.
Executive Compensation Analysis
Executive compensation is consistently reported as 0% of expenses across all available filings, indicating that no officers are compensated through this trust, which is highly favorable for transparency and resource allocation.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Nabholz Companies Voluntary Employee Benefits Trust's IRS 990 filings:
- Latest filing shows $0 revenue and $0 assets, requiring clarification on operational status.
- NTEE code is unknown, making it difficult to benchmark against similar organizations.
Strengths
The following positive indicators were identified for Nabholz Companies Voluntary Employee Benefits Trust:
- Consistent zero officer compensation, indicating high transparency in executive pay.
- Revenues closely match expenses, suggesting efficient distribution of funds for its intended purpose.
- Low asset accumulation relative to annual revenue, indicating funds are primarily distributed rather than held.
Frequently Asked Questions about Nabholz Companies Voluntary Employee Benefits Trust
Is Nabholz Companies Voluntary Employee Benefits Trust a legitimate charity?
Based on AI analysis of IRS 990 filings, Nabholz Companies Voluntary Employee Benefits Trust (EIN: 208788434) some concerns. Mission Score: 85/100. 2 red flags identified, 3 strengths noted.
How does Nabholz Companies Voluntary Employee Benefits Trust spend its money?
Nabholz Companies Voluntary Employee Benefits Trust directs 100% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Nabholz Companies Voluntary Employee Benefits Trust tax-deductible?
Nabholz Companies Voluntary Employee Benefits Trust is registered as a tax-exempt nonprofit (EIN: 208788434). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What specific benefits does the Nabholz Companies Voluntary Employee Benefits Trust provide?
Based on the name and financial patterns, the trust likely provides various employee benefits, but the specific types (e.g., health, retirement, disability) are not detailed in the provided IRS 990 summary.
Why does the latest filing show $0 revenue and $0 assets?
The latest filing showing $0 revenue and assets could indicate a change in the trust's operational status, a reporting anomaly, or that it has ceased active operations. Further investigation into the full 990 form for that period would be necessary.
How does the trust manage its slight annual deficits, such as the $163,468 deficit in 2017?
The consistent, relatively small deficits suggest that the trust either draws from prior year surpluses, has a mechanism for employer contributions to cover shortfalls, or that these are minor fluctuations in a cash-flow based operation. The low asset base suggests it's not accumulating large reserves.
Filing History
IRS 990 filing history for Nabholz Companies Voluntary Employee Benefits Trust showing financial trends over 7 years of public records:
Over 7 years of IRS 990 filings (2011–2017), Nabholz Companies Voluntary Employee Benefits Trust's revenue has grown by 1.7%, moving from $7.2M to $7.3M. Total assets decreased by 77.2% over the same period, from $927K to $212K. Total functional expenses rose by 10.4%, from $6.8M to $7.5M. In its most recent filing year (2017), Nabholz Companies Voluntary Employee Benefits Trust reported a deficit of $163K, with expenses exceeding revenue. The organization holds $12K in liabilities against $212K in assets (debt-to-asset ratio: 5.8%), resulting in net assets of $200K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2017 | $7.3M | $7.5M | $212K | $12K | — | View 990 |
| 2016 | $7.6M | $7.7M | $364K | $1K | — | View 990 |
| 2015 | $6.4M | $6.3M | $508K | $62K | — | View 990 |
| 2014 | $4.5M | $5.1M | $432K | $83K | — | View 990 |
| 2013 | $5.3M | $5.1M | $940K | $0 | — | View 990 |
| 2012 | $4.2M | $4.6M | $712K | $254K | — | View 990 |
| 2011 | $7.2M | $6.8M | $927K | $80K | — | View 990 |
Year-by-Year Financial Summary
- 2017: Revenue of $7.3M, expenses of $7.5M, and assets of $212K (revenue -4.1% year-over-year).
- 2016: Revenue of $7.6M, expenses of $7.7M, and assets of $364K (revenue +19.0% year-over-year).
- 2015: Revenue of $6.4M, expenses of $6.3M, and assets of $508K (revenue +42.1% year-over-year).
- 2014: Revenue of $4.5M, expenses of $5.1M, and assets of $432K (revenue -15.0% year-over-year).
- 2013: Revenue of $5.3M, expenses of $5.1M, and assets of $940K (revenue +26.1% year-over-year).
- 2012: Revenue of $4.2M, expenses of $4.6M, and assets of $712K (revenue -41.5% year-over-year).
- 2011: Revenue of $7.2M, expenses of $6.8M, and assets of $927K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Nabholz Companies Voluntary Employee Benefits Trust:
Data Sources and Methodology
This transparency report for Nabholz Companies Voluntary Employee Benefits Trust is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.