National Association For Latino Community Asset Builders
NALCAB shows strong asset growth and positive operating margins, but executive compensation reporting is unclear.
EIN: 200774672 · San Antonio, TX · NTEE: S022 · Updated: 2026-03-28
Is National Association For Latino Community Asset Builders Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
National Association For Latino Community Asset Builders directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About National Association For Latino Community Asset Builders
National Association For Latino Community Asset Builders (EIN: 200774672) is a nonprofit organization based in San Antonio, TX, classified under NTEE code S022. The organization reported total revenue of $15.4M and total assets of $44.4M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of National Association For Latino Community Asset Builders's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates National Association For Latino Community Asset Builders with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, National Association For Latino Community Asset Builders allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Executive Compensation Analysis
The IRS 990 filings consistently report 0% for officer compensation, which is highly unusual for an organization with annual revenues exceeding $9 million. This suggests executive compensation may be categorized differently or not reported under this specific line item, requiring further scrutiny for a complete understanding of leadership remuneration.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of National Association For Latino Community Asset Builders's IRS 990 filings:
- Unclear executive compensation reporting (0% reported for officers despite significant revenue)
Strengths
The following positive indicators were identified for National Association For Latino Community Asset Builders:
- Strong and consistent asset growth (from $3.8M in 2015 to $33.9M in 2023)
- Generally positive operating margins (e.g., $9.7M revenue vs $9.0M expenses in 2023)
- Significant revenue generation (latest reported revenue $15.3M)
- Healthy asset-to-liability ratio (2.17:1 in 2023)
- Long filing history indicating established operations
Frequently Asked Questions about National Association For Latino Community Asset Builders
Is National Association For Latino Community Asset Builders a legitimate charity?
Based on AI analysis of IRS 990 filings, National Association For Latino Community Asset Builders (EIN: 200774672) some concerns. Mission Score: 85/100. 1 red flag identified, 5 strengths noted.
How does National Association For Latino Community Asset Builders spend its money?
National Association For Latino Community Asset Builders directs 80% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to National Association For Latino Community Asset Builders tax-deductible?
National Association For Latino Community Asset Builders is registered as a tax-exempt nonprofit (EIN: 200774672). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Is NALCAB a good charity?
Based on its strong financial health, consistent revenue, significant asset growth, and positive operating margins, NALCAB appears to be a well-managed organization. Its mission focus on Latino community asset building is clear, and its financial stability suggests it can effectively pursue its goals. However, the lack of reported officer compensation is an unusual data point that would need clarification for a full assessment of its transparency.
Why is officer compensation consistently reported as 0%?
The consistent reporting of 0% for officer compensation across all available filings is highly unusual for an organization of NALCAB's size and revenue. This could indicate that executive compensation is reported under other expense categories, that key officers are compensated by a related entity, or that the organization relies on uncompensated leadership. Further investigation into the detailed 990 forms would be necessary to understand this reporting.
How has NALCAB's financial health changed over time?
NALCAB has demonstrated significant financial growth and improved health over the past decade. Its assets have grown from $3,851,513 in 2015 to $33,945,413 in 2023, and revenues have generally increased, with the latest reported revenue at $9,765,064. The organization has consistently maintained positive operating margins in most recent years, indicating sound financial management.
What is NALCAB's asset-to-liability ratio?
In the latest filing (202312), NALCAB reported assets of $33,945,413 and liabilities of $15,639,718. This results in an asset-to-liability ratio of approximately 2.17:1, indicating a healthy financial position where assets significantly exceed liabilities.
Filing History
IRS 990 filing history for National Association For Latino Community Asset Builders showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), National Association For Latino Community Asset Builders's revenue has grown by 558%, moving from $1.5M to $9.8M. Total assets increased by 10101.8% over the same period, from $333K to $33.9M. Total functional expenses rose by 468.8%, from $1.6M to $9.1M. In its most recent filing year (2023), National Association For Latino Community Asset Builders reported a surplus of $704K, with revenue exceeding expenses. The organization holds $15.6M in liabilities against $33.9M in assets (debt-to-asset ratio: 46.1%), resulting in net assets of $18.3M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. | |
|---|---|---|---|---|---|---|
| 2023 | $9.8M | $9.1M | $33.9M | $15.6M | — | — |
| 2022 | $10.0M | $6.9M | $25.7M | $8.2M | — | View 990 |
| 2021 | $12.7M | $8.8M | $21.4M | $7.0M | — | View 990 |
| 2020 | $10.0M | $6.5M | $15.7M | $5.2M | — | View 990 |
| 2019 | $15.7M | $14.3M | $19.7M | $12.7M | — | View 990 |
| 2018 | $6.6M | $4.6M | $8.6M | $3.0M | — | View 990 |
| 2017 | $3.5M | $4.1M | $6.7M | $3.1M | — | View 990 |
| 2016 | $5.5M | $3.8M | $5.4M | $1.2M | — | View 990 |
| 2015 | $3.3M | $5.8M | $3.9M | $1.4M | — | View 990 |
| 2014 | $4.4M | $6.4M | $6.3M | $1.3M | — | View 990 |
| 2013 | $9.7M | $4.0M | $7.2M | $210K | — | View 990 |
| 2012 | $2.9M | $1.8M | $1.8M | $461K | — | View 990 |
| 2011 | $1.5M | $1.6M | $333K | $64K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $9.8M, expenses of $9.1M, and assets of $33.9M (revenue -2.0% year-over-year).
- 2022: Revenue of $10.0M, expenses of $6.9M, and assets of $25.7M (revenue -21.7% year-over-year).
- 2021: Revenue of $12.7M, expenses of $8.8M, and assets of $21.4M (revenue +27.8% year-over-year).
- 2020: Revenue of $10.0M, expenses of $6.5M, and assets of $15.7M (revenue -36.6% year-over-year).
- 2019: Revenue of $15.7M, expenses of $14.3M, and assets of $19.7M (revenue +136.4% year-over-year).
- 2018: Revenue of $6.6M, expenses of $4.6M, and assets of $8.6M (revenue +90.8% year-over-year).
- 2017: Revenue of $3.5M, expenses of $4.1M, and assets of $6.7M (revenue -36.1% year-over-year).
- 2016: Revenue of $5.5M, expenses of $3.8M, and assets of $5.4M (revenue +64.6% year-over-year).
- 2015: Revenue of $3.3M, expenses of $5.8M, and assets of $3.9M (revenue -24.7% year-over-year).
- 2014: Revenue of $4.4M, expenses of $6.4M, and assets of $6.3M (revenue -54.5% year-over-year).
- 2013: Revenue of $9.7M, expenses of $4.0M, and assets of $7.2M (revenue +234.3% year-over-year).
- 2012: Revenue of $2.9M, expenses of $1.8M, and assets of $1.8M (revenue +94.8% year-over-year).
- 2011: Revenue of $1.5M, expenses of $1.6M, and assets of $333K.
Data Sources and Methodology
This transparency report for National Association For Latino Community Asset Builders is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.