Newmarket Business Association Inc
Newmarket Business Association operates on a small, volunteer-driven budget with consistent minor deficits.
EIN: 20481473 · Newmarket, NH · NTEE: S40 · Updated: 2026-03-28
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Newmarket Business Association Inc is mapped to EIN 20481473.
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7 stored filing years available.
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7 stored filing years available.
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80% program spend, health grade B
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| Metric | Value |
|---|---|
| Total Expenses | $8K |
| Program Spending | 80% |
| Net Assets | $4K |
| Transparency Score | 75/100 |
Search Intent Cockpit
Newmarket Business Association Inc Form 990, Revenue, CEO Pay, and IRS Filing Signals
Newmarket Business Association Inc is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Newmarket Business Association Inc in one place.
Form 990 Filing Summary
7 filing years are available, with latest revenue of $8K and expenses of $8K.
Revenue and Expenses
Newmarket Business Association Inc reported $8K in revenue and $8K in expenses, a deficit of $684.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
75/100 mission score, 2 red flags, and 4 strengths are shown from structured and AI review.
Is Newmarket Business Association Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $7K (80%) |
Across stored filings, Newmarket Business Association Inc shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
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| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 2 red flags identified |
| Mission spend | 80% to programs | Excellent |
| Financial durability | Grade B | 7 stored filing years |
| Peer context | Compare with Hellenic Society Paideia Of New Hampshire | New Hampshire and Community Improvement context |
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Newmarket, NH nonprofitsCommunity Improvement in New Hampshire
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Newmarket Business Association Inc directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Newmarket Business Association Inc
Newmarket Business Association Inc (EIN: 20481473) is a nonprofit organization based in Newmarket, NH, classified under NTEE code S40. The organization reported total revenue of $0 and total assets of $0 according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Newmarket Business Association Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Newmarket Business Association Inc is a micro nonprofit that has been operating for 12 years, with 7 years of IRS 990 filings on record (2014–2020). Revenue has grown at a compound annual rate of 18.4%.
Key Financial Metrics (2020)
From the most recent IRS 990 filing on record:
| Total Revenue | $8K |
| Total Expenses | $8K |
| Surplus / Deficit | $-684 |
| Total Assets | $4K |
| Net Assets | $4K |
| Operating Margin | -9.0% |
| Months of Reserves | 6.5 months |
Financial Health Grade: B
In 2020, Newmarket Business Association Inc reported a deficit of $684 with expenses exceeding revenue, holds 6.5 months of operating reserves (strong position).
Financial Trends
Over 7 years of filings (2014–2020), Newmarket Business Association Inc's revenue has grown at a compound annual growth rate (CAGR) of 18.4%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2020 | -21.6% | -43.0% | -13.3% |
| 2019 | -22.3% | +75.8% | -48.5% |
| 2018 | +51.1% | -16.7% | +72.7% |
| 2017 | +4.0% | +14.2% | -22.4% |
| 2016 | +302.2% | +282.5% | -12.4% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1200 |
| IRS Ruling Date | 2014 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Newmarket Business Association Inc with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Newmarket Business Association Inc allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2020)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $684, with expenses exceeding revenue.
Executive Compensation Analysis
Officer compensation has consistently been reported as 0% across all available filings, indicating that the organization is likely run by volunteers and does not incur executive salary expenses, which is highly efficient for an organization of its size.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Newmarket Business Association Inc's IRS 990 filings:
- Consistent minor operating deficits (e.g., $7,593 revenue vs. $8,277 expenses in 2020)
- Limited financial growth over the past seven years
Strengths
The following positive indicators were identified for Newmarket Business Association Inc:
- No reported liabilities across all filings, indicating a debt-free status
- 0% officer compensation, demonstrating a volunteer-driven and highly efficient operational model
- Consistent IRS 990 filing history, showing good transparency and compliance
- Stable, albeit small, asset base maintained over time
Frequently Asked Questions about Newmarket Business Association Inc
Is Newmarket Business Association Inc a legitimate charity?
Newmarket Business Association Inc (EIN: 20481473) is a registered tax-exempt nonprofit based in New Hampshire. Our AI analysis gives it a Mission Score of 75/100. It has 7 years of IRS 990 filings on record. 2 red flags identified. 4 strengths noted. Financial health grade: B.
How does Newmarket Business Association Inc spend its money?
Newmarket Business Association Inc directs 80% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Newmarket Business Association Inc tax-deductible?
Newmarket Business Association Inc is registered as a tax-exempt nonprofit (EIN: 20481473). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Newmarket Business Association Inc's spending goes to programs?
Newmarket Business Association Inc directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Newmarket Business Association Inc compare to similar nonprofits?
With a transparency score of 75/100 (Good), Newmarket Business Association Inc is above average for NTEE category S40 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Newmarket Business Association Inc located?
Newmarket Business Association Inc is headquartered in Newmarket, New Hampshire and files with the IRS under EIN 20481473. It is classified under NTEE code S40.
How many years of IRS 990 filings does Newmarket Business Association Inc have?
Newmarket Business Association Inc has 7 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends.
What are the primary programs or activities of the Newmarket Business Association Inc.?
Based on the financial data, the organization operates with very low revenue and expenses (e.g., $7,593 revenue and $8,277 expenses in 2020), suggesting its activities are likely community-focused events, local business support, or networking, rather than large-scale programs. The NTEE code S40 (Business & Commerce) further supports this.
How does the organization sustain itself with consistent minor deficits?
The organization frequently reports expenses slightly exceeding revenue (e.g., $8,277 expenses vs. $7,593 revenue in 2020). It likely covers these small shortfalls through accumulated assets, which have fluctuated but remained positive (e.g., $4,459 in 2020), or through small, infrequent donations not fully captured in annual revenue figures.
Is the organization's asset base sufficient for its operations?
With assets ranging from $4,459 to $9,978 over the years and no reported liabilities, the asset base appears sufficient to cover its minimal operational scale and occasional small deficits. It indicates a prudent financial approach for a small, volunteer-run entity.
Filing History
IRS 990 filing history for Newmarket Business Association Inc showing financial trends over 7 years of public records:
Over 7 years of IRS 990 filings (2014–2020), Newmarket Business Association Inc's revenue has grown by 175.4%, moving from $3K to $8K. Total assets decreased by 47.5% over the same period, from $8K to $4K. In its most recent filing year (2020), Newmarket Business Association Inc reported a deficit of $684, with expenses exceeding revenue.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2020 | $8K | $8K | $4K | $0 | — | — |
| 2019 | $10K | $15K | $5K | $0 | — | View 990 |
| 2018 | $12K | $8K | $10K | $0 | — | View 990 |
| 2017 | $8K | $10K | $6K | $0 | — | View 990 |
| 2016 | $8K | $9K | $7K | $0 | — | View 990 |
| 2015 | $2K | $2K | $8K | $0 | — | View 990 |
| 2014 | $3K | $0 | $8K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2020: Revenue of $8K, expenses of $8K, and assets of $4K (revenue -21.6% year-over-year).
- 2019: Revenue of $10K, expenses of $15K, and assets of $5K (revenue -22.3% year-over-year).
- 2018: Revenue of $12K, expenses of $8K, and assets of $10K (revenue +51.1% year-over-year).
- 2017: Revenue of $8K, expenses of $10K, and assets of $6K (revenue +4.0% year-over-year).
- 2016: Revenue of $8K, expenses of $9K, and assets of $7K (revenue +302.2% year-over-year).
- 2015: Revenue of $2K, expenses of $2K, and assets of $8K (revenue -28.5% year-over-year).
- 2014: Revenue of $3K, expenses of $0, and assets of $8K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Newmarket Business Association Inc:
Data Sources and Methodology
This transparency report for Newmarket Business Association Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.