Paid In Full Oregon
EIN: 815371204 · Beaverton, OR · NTEE: B90
| Metric | Value |
|---|---|
| Total Revenue | $426K |
| Total Expenses | $305K |
| Net Assets | $610K |
Is Paid In Full Oregon Legit?
Insufficient Data
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
About Paid In Full Oregon
Paid In Full Oregon (EIN: 815371204) is a nonprofit organization based in Beaverton, OR, classified under NTEE code B90. The organization reported total revenue of $426K and total assets of $710K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Paid In Full Oregon's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Paid In Full Oregon is a small nonprofit that has been operating for 8 years, with 6 years of IRS 990 filings on record (2018–2023). Revenue has grown at a compound annual rate of 18.8%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $441K |
| Total Expenses | $305K |
| Surplus / Deficit | +$135K |
| Total Assets | $612K |
| Total Liabilities | $2K |
| Net Assets | $610K |
| Operating Margin | 30.7% |
| Debt-to-Asset Ratio | 0.3% |
| Months of Reserves | 24.1 months |
Financial Health Grade: A
In 2023, Paid In Full Oregon reported a surplus of $135K with revenue exceeding expenses, holds 24.1 months of operating reserves (strong position), has a debt-to-asset ratio of 0.3% (very low leverage).
Financial Trends
Over 6 years of filings (2018–2023), Paid In Full Oregon's revenue has grown at a compound annual growth rate (CAGR) of 18.8%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +133.8% | +68.8% | +28.9% |
| 2022 | -52.1% | +25.8% | +1.6% |
| 2021 | +99.8% | -21.1% | +114.6% |
| 2020 | -75.3% | -75.0% | +7.3% |
| 2019 | +327.7% | +1158.4% | +53.0% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2018 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Analysis Pending
AI enrichment for Paid In Full Oregon has not yet been completed. Basic IRS 990 data is shown below. Check back later for a full transparency report including a Mission Score, spending breakdown, executive compensation analysis, and red flags assessment.
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Paid In Full Oregon with a Mission Score of 0 out of 100 (Very Poor). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $135K, with revenue exceeding expenses.
- Debt-to-asset ratio: 0.3%.
Frequently Asked Questions about Paid In Full Oregon
Is Paid In Full Oregon a legitimate charity?
Paid In Full Oregon (EIN: 815371204) is a registered tax-exempt nonprofit based in Oregon. It has 6 years of IRS 990 filings on record. Total revenue: $426K. No red flags identified. Financial health grade: A.
How does Paid In Full Oregon spend its money?
Paid In Full Oregon reported $426K in total revenue in IRS 990 filings. 6 years of filing data available. Revenue exceeded expenses in the most recent year. Review the full spending breakdown on NonprofitSpending.
Are donations to Paid In Full Oregon tax-deductible?
Paid In Full Oregon is registered as a tax-exempt nonprofit (EIN: 815371204). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is Paid In Full Oregon located?
Paid In Full Oregon is headquartered in Beaverton, Oregon and files with the IRS under EIN 815371204. It is classified under NTEE code B90.
How many years of IRS 990 filings does Paid In Full Oregon have?
Paid In Full Oregon has 6 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $426K in total revenue.
Filing History
IRS 990 filing history for Paid In Full Oregon showing financial trends over 6 years of public records:
Over 6 years of IRS 990 filings (2018–2023), Paid In Full Oregon's revenue has grown by 136.4%, moving from $186K to $441K. Total assets increased by 361.4% over the same period, from $133K to $612K. Total functional expenses rose by 428.4%, from $58K to $305K. In its most recent filing year (2023), Paid In Full Oregon reported a surplus of $135K, with revenue exceeding expenses. The organization holds $2K in liabilities against $612K in assets (debt-to-asset ratio: 0.3%), resulting in net assets of $610K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $441K | $305K | $612K | $2K | — | — |
| 2022 | $188K | $181K | $475K | $0 | — | View 990 |
| 2021 | $393K | $144K | $467K | $0 | — | View 990 |
| 2020 | $197K | $182K | $218K | $0 | — | — |
| 2019 | $797K | $727K | $203K | $0 | — | View 990 |
| 2018 | $186K | $58K | $133K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $441K, expenses of $305K, and assets of $612K (revenue +133.8% year-over-year).
- 2022: Revenue of $188K, expenses of $181K, and assets of $475K (revenue -52.1% year-over-year).
- 2021: Revenue of $393K, expenses of $144K, and assets of $467K (revenue +99.8% year-over-year).
- 2020: Revenue of $197K, expenses of $182K, and assets of $218K (revenue -75.3% year-over-year).
- 2019: Revenue of $797K, expenses of $727K, and assets of $203K (revenue +327.7% year-over-year).
- 2018: Revenue of $186K, expenses of $58K, and assets of $133K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Paid In Full Oregon:
Data Sources and Methodology
This transparency report for Paid In Full Oregon is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.