Pennsylvania Acacia Insurance Company Ltd
EIN: 421566974 · Burlington, VT · NTEE: Y200
| Metric | Value |
|---|---|
| Total Revenue | $355K |
| Total Expenses | $12K |
| Net Assets | $15.9M |
Is Pennsylvania Acacia Insurance Company Ltd Legit?
Insufficient Data
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
About Pennsylvania Acacia Insurance Company Ltd
Pennsylvania Acacia Insurance Company Ltd (EIN: 421566974) is a nonprofit organization based in Burlington, VT, classified under NTEE code Y200. The organization reported total revenue of $355K and total assets of $18.1M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Pennsylvania Acacia Insurance Company Ltd's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Pennsylvania Acacia Insurance Company Ltd is a small nonprofit that has been operating for 21 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -5.7%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $327K |
| Total Expenses | $12K |
| Surplus / Deficit | +$315K |
| Total Assets | $16.4M |
| Total Liabilities | $545K |
| Net Assets | $15.9M |
| Operating Margin | 96.2% |
| Debt-to-Asset Ratio | 3.3% |
| Months of Reserves | 16065.5 months |
Financial Health Grade: A
In 2023, Pennsylvania Acacia Insurance Company Ltd reported a surplus of $315K with revenue exceeding expenses, holds 16065.5 months of operating reserves (strong position), has a debt-to-asset ratio of 3.3% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Pennsylvania Acacia Insurance Company Ltd's revenue has declined at a compound annual growth rate (CAGR) of -5.7%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +38.6% | -92.4% | +13.6% |
| 2022 | -82.0% | +23.5% | -14.3% |
| 2021 | +105.9% | +271.2% | +11.6% |
| 2020 | -14.3% | -74.0% | +11.2% |
| 2019 | -25.1% | — | +17.1% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2005 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Analysis Pending
AI enrichment for Pennsylvania Acacia Insurance Company Ltd has not yet been completed. Basic IRS 990 data is shown below. Check back later for a full transparency report including a Mission Score, spending breakdown, executive compensation analysis, and red flags assessment.
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Pennsylvania Acacia Insurance Company Ltd with a Mission Score of 0 out of 100 (Very Poor). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $315K, with revenue exceeding expenses.
- Debt-to-asset ratio: 3.3%.
Frequently Asked Questions about Pennsylvania Acacia Insurance Company Ltd
Is Pennsylvania Acacia Insurance Company Ltd a legitimate charity?
Based on AI analysis of IRS 990 filings, Pennsylvania Acacia Insurance Company Ltd (EIN: 421566974) insufficient data. 0 red flags identified, 0 strengths noted.
How does Pennsylvania Acacia Insurance Company Ltd spend its money?
Detailed spending breakdown data is not yet available for Pennsylvania Acacia Insurance Company Ltd. Check back for updated IRS 990 analysis.
Are donations to Pennsylvania Acacia Insurance Company Ltd tax-deductible?
Pennsylvania Acacia Insurance Company Ltd is registered as a tax-exempt nonprofit (EIN: 421566974). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is Pennsylvania Acacia Insurance Company Ltd located?
Pennsylvania Acacia Insurance Company Ltd is headquartered in Burlington, Vermont and files with the IRS under EIN 421566974. It is classified under NTEE code Y200.
How many years of IRS 990 filings does Pennsylvania Acacia Insurance Company Ltd have?
Pennsylvania Acacia Insurance Company Ltd has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $355K in total revenue.
Filing History
IRS 990 filing history for Pennsylvania Acacia Insurance Company Ltd showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Pennsylvania Acacia Insurance Company Ltd's revenue has declined by 50.4%, moving from $660K to $327K. Total assets increased by 139.8% over the same period, from $6.9M to $16.4M. Total functional expenses fell by 91.2%, from $139K to $12K. In its most recent filing year (2023), Pennsylvania Acacia Insurance Company Ltd reported a surplus of $315K, with revenue exceeding expenses. The organization holds $545K in liabilities against $16.4M in assets (debt-to-asset ratio: 3.3%), resulting in net assets of $15.9M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $327K | $12K | $16.4M | $545K | — | View 990 |
| 2022 | $236K | $162K | $14.5M | $656K | — | View 990 |
| 2021 | $1.3M | $131K | $16.9M | $604K | — | View 990 |
| 2020 | $638K | $35K | $15.1M | $582K | — | View 990 |
| 2019 | $744K | $136K | $13.6M | $658K | — | View 990 |
| 2018 | $993K | $-12,640 | $11.6M | $663K | — | View 990 |
| 2017 | $861K | $85K | $12.3M | $796K | — | View 990 |
| 2016 | $848K | $-112,511 | $10.6M | $891K | — | View 990 |
| 2015 | $948K | $26K | $10.0M | $1.1M | — | View 990 |
| 2014 | $793K | $52K | $9.9M | $1.2M | — | View 990 |
| 2013 | $984K | $173K | $9.2M | $1.2M | — | View 990 |
| 2012 | $1.5M | $111K | $7.9M | $1.2M | — | View 990 |
| 2011 | $660K | $139K | $6.9M | $2.0M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $327K, expenses of $12K, and assets of $16.4M (revenue +38.6% year-over-year).
- 2022: Revenue of $236K, expenses of $162K, and assets of $14.5M (revenue -82.0% year-over-year).
- 2021: Revenue of $1.3M, expenses of $131K, and assets of $16.9M (revenue +105.9% year-over-year).
- 2020: Revenue of $638K, expenses of $35K, and assets of $15.1M (revenue -14.3% year-over-year).
- 2019: Revenue of $744K, expenses of $136K, and assets of $13.6M (revenue -25.1% year-over-year).
- 2018: Revenue of $993K, expenses of $-12,640, and assets of $11.6M (revenue +15.4% year-over-year).
- 2017: Revenue of $861K, expenses of $85K, and assets of $12.3M (revenue +1.5% year-over-year).
- 2016: Revenue of $848K, expenses of $-112,511, and assets of $10.6M (revenue -10.5% year-over-year).
- 2015: Revenue of $948K, expenses of $26K, and assets of $10.0M (revenue +19.6% year-over-year).
- 2014: Revenue of $793K, expenses of $52K, and assets of $9.9M (revenue -19.4% year-over-year).
- 2013: Revenue of $984K, expenses of $173K, and assets of $9.2M (revenue -33.4% year-over-year).
- 2012: Revenue of $1.5M, expenses of $111K, and assets of $7.9M (revenue +123.6% year-over-year).
- 2011: Revenue of $660K, expenses of $139K, and assets of $6.9M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Pennsylvania Acacia Insurance Company Ltd:
Data Sources and Methodology
This transparency report for Pennsylvania Acacia Insurance Company Ltd is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.