Peter B & Adeline W Ruffin Foundation Inc
Peter B & Adeline W Ruffin Foundation consistently spends more than its revenue, leading to a significant decline in assets over the past decade.
EIN: 136170484 · Kiawah Island, SC · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $4.5M |
| Total Expenses | $3.3M |
| Program Spending | 90% |
| Net Assets | $4.1M |
| Transparency Score | 75/100 |
Search Intent Cockpit
Peter B & Adeline W Ruffin Foundation Inc Form 990, Revenue, CEO Pay, and IRS Filing Signals
Peter B & Adeline W Ruffin Foundation Inc is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Peter B & Adeline W Ruffin Foundation Inc in one place.
Form 990 Filing Summary
9 filing years are available, with latest revenue of $2.2M and expenses of $3.3M.
Revenue and Expenses
Peter B & Adeline W Ruffin Foundation Inc reported $2.2M in revenue and $3.3M in expenses, a deficit of $1.1M.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
75/100 mission score, 2 red flags, and 3 strengths are shown from structured and AI review.
Is Peter B & Adeline W Ruffin Foundation Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $2.9M (90%) |
Across stored filings, Peter B & Adeline W Ruffin Foundation Inc shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
One-Stop Donor, Research, and Peer Context Hub
| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 2 red flags identified |
| Mission spend | 90% to programs | Excellent |
| Financial durability | Grade B | 9 stored filing years |
| Peer context | Compare with Sigma Delta Pi | South Carolina and category context |
Trust Check
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Kiawah Island, SC nonprofitsFollow the Money
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Peter B & Adeline W Ruffin Foundation Inc directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Peter B & Adeline W Ruffin Foundation Inc
Peter B & Adeline W Ruffin Foundation Inc (EIN: 136170484) is a nonprofit organization based in Kiawah Island, SC. The organization reported total revenue of $4.5M and total assets of $3.0M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Peter B & Adeline W Ruffin Foundation Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Peter B & Adeline W Ruffin Foundation Inc is a mid-size nonprofit that has been operating for 60 years, with 9 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 2.0%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $2.2M |
| Total Expenses | $3.3M |
| Surplus / Deficit | $-1,099,384 |
| Total Assets | $4.1M |
| Total Liabilities | $1 |
| Net Assets | $4.1M |
| Operating Margin | -50.8% |
| Debt-to-Asset Ratio | 0.0% |
| Months of Reserves | 15.2 months |
Financial Health Grade: B
In 2023, Peter B & Adeline W Ruffin Foundation Inc reported a deficit of $1.1M with expenses exceeding revenue, holds 15.2 months of operating reserves (strong position), has a debt-to-asset ratio of 0.0% (very low leverage).
Financial Trends
Over 9 years of filings (2011–2023), Peter B & Adeline W Ruffin Foundation Inc's revenue has grown at a compound annual growth rate (CAGR) of 2.0%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +0.3% | -8.8% | -30.6% |
| 2021 | -10.1% | +0.9% | -19.3% |
| 2020 | -11.4% | +15.6% | -13.5% |
| 2019 | +34.6% | +65.9% | -14.4% |
| 2015 | +23.6% | -14.1% | +1.6% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1966 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Peter B & Adeline W Ruffin Foundation Inc with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 5%
- programs: 90%
- fundraising: 5%
According to IRS 990 filings, Peter B & Adeline W Ruffin Foundation Inc allocates its expenses as follows: admin: 5%, programs: 90%, fundraising: 5%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $1.1M, with expenses exceeding revenue.
- Debt-to-asset ratio: 0.0%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that officers or trustees are not receiving salaries from the foundation, which is a positive sign for a private foundation of this size.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Peter B & Adeline W Ruffin Foundation Inc's IRS 990 filings:
- Consistent spending exceeding revenue, leading to significant asset depletion over time (e.g., $3.2M expenses vs. $2.1M revenue in 202311).
- Lack of NTEE code makes it difficult to assess specific programmatic focus and impact.
Strengths
The following positive indicators were identified for Peter B & Adeline W Ruffin Foundation Inc:
- Zero officer compensation reported, indicating efficient use of funds and potentially volunteer leadership.
- Minimal liabilities reported across all filings, suggesting sound financial management of debts.
- Consistent grantmaking activity, as evidenced by expenses regularly exceeding revenue, indicating active fulfillment of its philanthropic mission.
Frequently Asked Questions about Peter B & Adeline W Ruffin Foundation Inc
Is Peter B & Adeline W Ruffin Foundation Inc a legitimate charity?
Peter B & Adeline W Ruffin Foundation Inc (EIN: 136170484) is a registered tax-exempt nonprofit based in South Carolina. Our AI analysis gives it a Mission Score of 75/100. It has 9 years of IRS 990 filings on record. Total revenue: $4.5M. 2 red flags identified. 3 strengths noted. Financial health grade: B.
How does Peter B & Adeline W Ruffin Foundation Inc spend its money?
Peter B & Adeline W Ruffin Foundation Inc directs 90% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Peter B & Adeline W Ruffin Foundation Inc tax-deductible?
Peter B & Adeline W Ruffin Foundation Inc is registered as a tax-exempt nonprofit (EIN: 136170484). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Peter B & Adeline W Ruffin Foundation Inc's spending goes to programs?
Peter B & Adeline W Ruffin Foundation Inc directs 90% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Peter B & Adeline W Ruffin Foundation Inc located?
Peter B & Adeline W Ruffin Foundation Inc is headquartered in Kiawah Island, South Carolina and files with the IRS under EIN 136170484.
How many years of IRS 990 filings does Peter B & Adeline W Ruffin Foundation Inc have?
Peter B & Adeline W Ruffin Foundation Inc has 9 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $4.5M in total revenue.
Is the Peter B & Adeline W Ruffin Foundation Inc. financially sustainable given its spending patterns?
The foundation has consistently spent more than its revenue for many years, leading to a decrease in assets from over $11 million in 2011 to $4.1 million in 2023. While this is common for foundations distributing grants, the long-term sustainability depends on the foundation's endowment management and future revenue generation strategies.
What is the primary purpose or program area of the foundation?
The NTEE code is unknown, and without further details on the specific grants or activities, the primary purpose or program area cannot be determined from the provided IRS 990 data.
How does the foundation manage its liabilities?
The foundation consistently reports very low liabilities (often $0 or $1), indicating strong management of its financial obligations and a healthy balance sheet in this regard.
Filing History
IRS 990 filing history for Peter B & Adeline W Ruffin Foundation Inc showing financial trends over 9 years of public records:
Over 9 years of IRS 990 filings (2011–2023), Peter B & Adeline W Ruffin Foundation Inc's revenue has grown by 27%, moving from $1.7M to $2.2M. Total assets decreased by 63.1% over the same period, from $11.2M to $4.1M. Total functional expenses rose by 45.4%, from $2.2M to $3.3M. In its most recent filing year (2023), Peter B & Adeline W Ruffin Foundation Inc reported a deficit of $1.1M, with expenses exceeding revenue. The organization holds $1 in liabilities against $4.1M in assets (debt-to-asset ratio: 0.0%), resulting in net assets of $4.1M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $2.2M | $3.3M | $4.1M | $1 | — | View 990 |
| 2021 | $2.2M | $3.6M | $5.9M | $1 | — | View 990 |
| 2020 | $2.4M | $3.5M | $7.4M | $1 | — | View 990 |
| 2019 | $2.7M | $3.1M | $8.5M | $0 | — | View 990 |
| 2015 | $2.0M | $1.8M | $9.9M | $0 | — | — |
| 2014 | $1.6M | $2.2M | $9.8M | $0 | — | View 990 |
| 2013 | $1.7M | $2.5M | $10.3M | $0 | — | View 990 |
| 2012 | $1.6M | $1.6M | $11.2M | $0 | — | View 990 |
| 2011 | $1.7M | $2.2M | $11.2M | $0 | — | — |
Year-by-Year Financial Summary
- 2023: Revenue of $2.2M, expenses of $3.3M, and assets of $4.1M (revenue +0.3% year-over-year).
- 2021: Revenue of $2.2M, expenses of $3.6M, and assets of $5.9M (revenue -10.1% year-over-year).
- 2020: Revenue of $2.4M, expenses of $3.5M, and assets of $7.4M (revenue -11.4% year-over-year).
- 2019: Revenue of $2.7M, expenses of $3.1M, and assets of $8.5M (revenue +34.6% year-over-year).
- 2015: Revenue of $2.0M, expenses of $1.8M, and assets of $9.9M (revenue +23.6% year-over-year).
- 2014: Revenue of $1.6M, expenses of $2.2M, and assets of $9.8M (revenue -1.6% year-over-year).
- 2013: Revenue of $1.7M, expenses of $2.5M, and assets of $10.3M (revenue +5.8% year-over-year).
- 2012: Revenue of $1.6M, expenses of $1.6M, and assets of $11.2M (revenue -8.3% year-over-year).
- 2011: Revenue of $1.7M, expenses of $2.2M, and assets of $11.2M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Peter B & Adeline W Ruffin Foundation Inc:
Data Sources and Methodology
This transparency report for Peter B & Adeline W Ruffin Foundation Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.