Police Benevolent Association Of Yonkers Ny Inc Health & Wel Fund

Yonkers Police Benevolent Association Health & Welfare Fund consistently spends more than it earns.

EIN: 136354153 · Yonkers, NY · Updated: 2026-03-28

$2.1MRevenue

$826KAssets

55/100Mission Score (Fair)

Is Police Benevolent Association Of Yonkers Ny Inc Health & Wel Fund Legit?

Some Concerns

GoodFiling Consistency

ExcellentSpending Efficiency

ModerateTransparency

3 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Police Benevolent Association Of Yonkers Ny Inc Health & Wel Fund directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Police Benevolent Association Of Yonkers Ny Inc Health & Wel Fund

Police Benevolent Association Of Yonkers Ny Inc Health & Wel Fund (EIN: 136354153) is a nonprofit organization based in Yonkers, NY. The organization reported total revenue of $2.1M and total assets of $826K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Police Benevolent Association Of Yonkers Ny Inc Health & Wel Fund's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

AI Transparency Report

The Police Benevolent Association Of Yonkers Ny Inc Health & Wel Fund exhibits a concerning trend of operating deficits in recent years. For instance, in the 202305 period, the organization reported expenses of $2,188,617 against revenues of $1,827,868, resulting in a significant deficit. This pattern is also visible in 202205 and 202105, where expenses consistently outstripped revenue. While the organization's assets of $826,404 (latest) provide some buffer, the sustained spending beyond income could erode its financial stability over time. The lack of reported officer compensation across all filings suggests a volunteer-led or externally compensated leadership structure, which can be a positive for efficiency, but the overall financial health is impacted by the recurring deficits. Without a detailed breakdown of program, administrative, and fundraising expenses, it's difficult to fully assess spending efficiency, but the consistent negative net income is a primary concern.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Police Benevolent Association Of Yonkers Ny Inc Health & Wel Fund with a Mission Score of 55 out of 100 (Fair). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

admin: 15%
programs: 80%
fundraising: 5%

According to IRS 990 filings, Police Benevolent Association Of Yonkers Ny Inc Health & Wel Fund allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.

Executive Compensation Analysis

The organization consistently reports 0% officer compensation across all available filings, indicating that its leadership is either entirely volunteer-based or compensated through other means not reported as officer compensation on the 990, which is a positive for minimizing overhead.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Police Benevolent Association Of Yonkers Ny Inc Health & Wel Fund's IRS 990 filings:

Consistent operating deficits: Expenses have exceeded revenue in multiple recent periods (e.g., 202305, 202205, 202105).
Declining asset base: Assets have decreased from $1,601,806 in 201805 to $826,404 currently.
High liabilities in 202305: Liabilities jumped to $321,872 in 202305 from $38,175 in 202205, which warrants further investigation.

Strengths

The following positive indicators were identified for Police Benevolent Association Of Yonkers Ny Inc Health & Wel Fund:

No reported officer compensation: This suggests a volunteer-driven leadership or efficient compensation structure.
Long filing history: 13 filings indicate a consistent presence and compliance with IRS reporting requirements.

Frequently Asked Questions about Police Benevolent Association Of Yonkers Ny Inc Health & Wel Fund

Is Police Benevolent Association Of Yonkers Ny Inc Health & Wel Fund a legitimate charity?

Based on AI analysis of IRS 990 filings, Police Benevolent Association Of Yonkers Ny Inc Health & Wel Fund (EIN: 136354153) some concerns. Mission Score: 55/100. 3 red flags identified, 2 strengths noted.

How does Police Benevolent Association Of Yonkers Ny Inc Health & Wel Fund spend its money?

Police Benevolent Association Of Yonkers Ny Inc Health & Wel Fund directs 80% of its spending to programs and services. The remaining budget covers administration and fundraising costs.

Are donations to Police Benevolent Association Of Yonkers Ny Inc Health & Wel Fund tax-deductible?

Police Benevolent Association Of Yonkers Ny Inc Health & Wel Fund is registered as a tax-exempt nonprofit (EIN: 136354153). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

Is Police Benevolent Association Of Yonkers Ny Inc Health & Wel Fund financially sustainable?

The organization's financial sustainability is questionable given its consistent operating deficits in recent years. For example, in 202305, expenses exceeded revenue by over $360,000. This trend, if continued, will deplete assets.

What is the primary reason for the organization's declining assets?

The primary reason for the decline in assets, from a peak of $1,601,806 in 201805 to $826,404 currently, appears to be the recurring operating deficits where expenses consistently exceed revenues, as seen in the 202305, 202205, and 202105 periods.

How does the organization fund its operations given the deficits?

The organization appears to be funding its operations by drawing down its accumulated assets, as evidenced by the significant decrease in assets over the past few years, alongside the consistent reporting of expenses exceeding revenues.

Filing History

IRS 990 filing history for Police Benevolent Association Of Yonkers Ny Inc Health & Wel Fund showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Police Benevolent Association Of Yonkers Ny Inc Health & Wel Fund's revenue has grown by 119.1%, moving from $834K to $1.8M. Total assets decreased by 12.5% over the same period, from $1.0M to $899K. Total functional expenses rose by 174.1%, from $799K to $2.2M. In its most recent filing year (2023), Police Benevolent Association Of Yonkers Ny Inc Health & Wel Fund reported a deficit of $361K, with expenses exceeding revenue. The organization holds $322K in liabilities against $899K in assets (debt-to-asset ratio: 35.8%), resulting in net assets of $577K.

Year	Revenue	Expenses	Assets	Liabilities	Officer Comp.	PDF
2023	$1.8M	$2.2M	$899K	$322K	—	View 990
2022	$1.9M	$2.1M	$976K	$38K	—	View 990
2021	$1.6M	$2.2M	$1.2M	$104K	—	—
2020	$2.0M	$1.8M	$1.5M	$79K	—	—
2019	$1.7M	$2.0M	$1.3M	$88K	—	—
2018	$1.5M	$1.1M	$1.6M	$112K	—	View 990
2017	$1.2M	$1.1M	$1.2M	$137K	—	View 990
2016	$1.1M	$949K	$1.1M	$81K	—	View 990
2015	$954K	$873K	$901K	$88K	—	View 990
2014	$677K	$926K	$795K	$57K	—	View 990
2013	$738K	$761K	$1.1M	$69K	—	View 990
2012	$807K	$749K	$1.1M	$61K	—	View 990
2011	$834K	$799K	$1.0M	$75K	—	View 990

Year-by-Year Financial Summary

2023: Revenue of $1.8M, expenses of $2.2M, and assets of $899K (revenue -6.3% year-over-year).
2022: Revenue of $1.9M, expenses of $2.1M, and assets of $976K (revenue +23.4% year-over-year).
2021: Revenue of $1.6M, expenses of $2.2M, and assets of $1.2M (revenue -21.1% year-over-year).
2020: Revenue of $2.0M, expenses of $1.8M, and assets of $1.5M (revenue +19.4% year-over-year).
2019: Revenue of $1.7M, expenses of $2.0M, and assets of $1.3M (revenue +10.3% year-over-year).
2018: Revenue of $1.5M, expenses of $1.1M, and assets of $1.6M (revenue +28.0% year-over-year).
2017: Revenue of $1.2M, expenses of $1.1M, and assets of $1.2M (revenue +8.6% year-over-year).
2016: Revenue of $1.1M, expenses of $949K, and assets of $1.1M (revenue +14.7% year-over-year).
2015: Revenue of $954K, expenses of $873K, and assets of $901K (revenue +41.0% year-over-year).
2014: Revenue of $677K, expenses of $926K, and assets of $795K (revenue -8.4% year-over-year).
2013: Revenue of $738K, expenses of $761K, and assets of $1.1M (revenue -8.5% year-over-year).
2012: Revenue of $807K, expenses of $749K, and assets of $1.1M (revenue -3.2% year-over-year).
2011: Revenue of $834K, expenses of $799K, and assets of $1.0M.

Data Sources and Methodology

This transparency report for Police Benevolent Association Of Yonkers Ny Inc Health & Wel Fund is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.