Radiant Church Coast

Radiant Church Coast shows consistent revenue and asset growth with no reported officer compensation.

EIN: 203360293 · Ludington, MI · NTEE: X21 · Updated: 2026-03-28

$1.1MRevenue
$1.0MAssets
85/100Mission Score (Excellent)
X21

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Radiant Church Coast Financial Summary
MetricValue
Total Revenue$1.1M
Total Expenses$917K
Program Spending85%
CEO/Top Officer Pay$1
Net Assets$517K
Transparency Score85/100

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Radiant Church Coast Form 990, Revenue, CEO Pay, and IRS Filing Signals

Radiant Church Coast is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Radiant Church Coast in one place.

Form 990 Filing Summary

7 filing years are available, with latest revenue of $969K and expenses of $917K.

Revenue and Expenses

Radiant Church Coast reported $969K in revenue and $917K in expenses, a surplus of $52K.

Executive Compensation

Top officer compensation appears as $1 in the stored analysis, with context against revenue and expenses below.

Charity Score and Red Flags

85/100 mission score, 1 red flag, and 4 strengths are shown from structured and AI review.

Is Radiant Church Coast Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
1 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

IRS 990 Data Cockpit

Where the Money Comes From and Where It Goes

PendingDonor/Grant Funding
85%Program Expense
$0Grants Paid
7Stored Filing Years

Revenue Source Mix

Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.

Expense Deployment

Radiant Church Coast Expense Deployment
Program services$780K (85%)

Across stored filings, Radiant Church Coast shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.

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Radiant Church Coast Donor Decision Matrix
Decision LensSignalWhat to Inspect Next
LegitimacySome ConcernsGood filing record; 1 red flag identified
Mission spend85% to programsExcellent
Financial durabilityGrade A7 stored filing years
Peer contextCompare with American Academy Of Podiatric Practice ManagementMichigan and Religion context

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Radiant Church Coast directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Radiant Church Coast

Radiant Church Coast (EIN: 203360293) is a nonprofit organization based in Ludington, MI, classified under NTEE code X21. The organization reported total revenue of $1.1M and total assets of $1.0M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Radiant Church Coast's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

19Years Operating
Mid-SizeSize Classification
7Years of Filings
GrowingRevenue Trajectory

Radiant Church Coast is a mid-size nonprofit that has been operating for 19 years, with 7 years of IRS 990 filings on record (2016–2023). Revenue has grown at a compound annual rate of 15.4%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$969K
Total Expenses$917K
Surplus / Deficit+$52K
Total Assets$758K
Total Liabilities$240K
Net Assets$517K
Operating Margin5.4%
Debt-to-Asset Ratio31.7%
Months of Reserves9.9 months

Financial Health Grade: A

In 2023, Radiant Church Coast reported a surplus of $52K with revenue exceeding expenses, holds 9.9 months of operating reserves (strong position), has a debt-to-asset ratio of 31.7% (moderate leverage).

Financial Trends

Over 7 years of filings (2016–2023), Radiant Church Coast's revenue has grown at a compound annual growth rate (CAGR) of 15.4%.

YearRevenue ChangeExpense ChangeAsset Change
2023+17.9%+17.9%+1.5%
2022+6.2%+4.9%+13.2%
2021+16.3%+29.2%+8.5%
2020+19.1%-6.4%+49.3%
2019+34.4%+28.3%+11.7%

IRS Tax-Exempt Classification

IRS Classification Codes7000
IRS Ruling Date2007

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Radiant Church Coast demonstrates consistent growth in revenue and assets over its filing history, with the latest revenue reported at $1,062,098 and assets at $1,041,359. The organization consistently operates with a positive net income, as seen in the 202312 period where revenue was $969,056 against expenses of $917,162. This indicates sound financial management and an ability to cover operational costs while building reserves. The absence of reported officer compensation across all filings suggests a volunteer-led or very lean administrative structure, which can contribute to higher program spending efficiency. The organization's financial health appears stable, with assets generally exceeding liabilities. For instance, in 202312, assets were $757,658 compared to liabilities of $240,399. This strong asset-to-liability ratio provides a buffer for future operations. While specific program spending percentages are not detailed in the provided data, the consistent positive net income and lack of officer compensation imply a focus on mission-related activities. The NTEE code X21 (Religious Organizations) typically involves direct service delivery, and the financial trends support the capacity for such activities. Transparency is generally good through its consistent IRS 990 filings. The consistent growth in revenue and assets, coupled with the absence of officer compensation, suggests a well-managed and community-supported organization. Further analysis would benefit from a detailed breakdown of expenses to confirm program spending ratios, but the overall financial picture is positive.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Radiant Church Coast with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 10%
  • programs: 85%
  • fundraising: 5%

According to IRS 990 filings, Radiant Church Coast allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$969KTotal Revenue
$917KTotal Expenses
$758KTotal Assets
$240KTotal Liabilities
$517KNet Assets
  • The organization reported a surplus of $52K, with revenue exceeding expenses.
  • Debt-to-asset ratio: 31.7%.

Executive Compensation Analysis

No officer compensation has been reported across all seven IRS 990 filings, indicating that the organization's leadership is either entirely volunteer-based or compensated through non-officer roles, which is highly unusual for an organization of its size with over $1 million in revenue.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Radiant Church Coast's IRS 990 filings:

  • No reported officer compensation for an organization with over $1 million in revenue, which could obscure how leadership is compensated or sustained.

Strengths

The following positive indicators were identified for Radiant Church Coast:

  • Consistent revenue growth, increasing from $355,116 in 201612 to $969,056 in 202312.
  • Healthy asset growth, from $412,387 in 201612 to $757,658 in 202312, demonstrating financial stability.
  • Positive net income in most recent filings, indicating sound financial management (e.g., $969,056 revenue vs. $917,162 expenses in 202312).
  • Strong asset-to-liability ratio, with assets consistently exceeding liabilities (e.g., $757,658 assets vs. $240,399 liabilities in 202312).

Frequently Asked Questions about Radiant Church Coast

Is Radiant Church Coast a legitimate charity?

Radiant Church Coast (EIN: 203360293) is a registered tax-exempt nonprofit based in Michigan. Our AI analysis gives it a Mission Score of 85/100. It has 7 years of IRS 990 filings on record. Total revenue: $1.1M. 1 red flag identified. 4 strengths noted. Financial health grade: A.

How does Radiant Church Coast spend its money?

Radiant Church Coast directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.

Are donations to Radiant Church Coast tax-deductible?

Radiant Church Coast is registered as a tax-exempt nonprofit (EIN: 203360293). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

How much does the Radiant Church Coast CEO make?

Radiant Church Coast's highest-compensated officer earns $1 annually. The organization reported $1.1M in total revenue. Executive compensation data is disclosed in IRS 990 filings.

What percentage of Radiant Church Coast's spending goes to programs?

Radiant Church Coast directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.

How does Radiant Church Coast compare to similar nonprofits?

With a transparency score of 85/100 (Excellent), Radiant Church Coast is above average for NTEE category X21 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Radiant Church Coast located?

Radiant Church Coast is headquartered in Ludington, Michigan and files with the IRS under EIN 203360293. It is classified under NTEE code X21.

How many years of IRS 990 filings does Radiant Church Coast have?

Radiant Church Coast has 7 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $1.1M in total revenue.

How does Radiant Church Coast manage to operate with no reported officer compensation?

The IRS 990 filings consistently show $0 for officer compensation, which suggests that key leadership roles may be filled by volunteers or compensated through other means not classified as officer compensation, or that compensation falls below reporting thresholds for specific individuals.

What is the specific breakdown of program expenses for Radiant Church Coast?

The provided data does not offer a detailed breakdown of expenses beyond total expenses. To understand specific program spending, a deeper dive into the full IRS 990 forms would be necessary.

How does Radiant Church Coast's asset growth compare to its revenue growth?

Both revenue and assets have shown consistent growth. For example, from 201612 to 202312, revenue grew from $355,116 to $969,056 (in 202312 filing), and assets grew from $412,387 to $757,658 (in 202312 filing), indicating healthy financial expansion.

Filing History

IRS 990 filing history for Radiant Church Coast showing financial trends over 7 years of public records:

Over 7 years of IRS 990 filings (2016–2023), Radiant Church Coast's revenue has grown by 172.9%, moving from $355K to $969K. Total assets increased by 83.7% over the same period, from $412K to $758K. Total functional expenses rose by 150.3%, from $366K to $917K. In its most recent filing year (2023), Radiant Church Coast reported a surplus of $52K, with revenue exceeding expenses. The organization holds $240K in liabilities against $758K in assets (debt-to-asset ratio: 31.7%), resulting in net assets of $517K.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $969K $917K $758K $240K View 990
2022 $822K $778K $747K $282K View 990
2021 $774K $741K $660K $239K View 990
2020 $665K $574K $608K $220K View 990
2019 $559K $613K $407K $111K View 990
2017 $416K $478K $365K $142K View 990
2016 $355K $366K $412K $141K View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $969K, expenses of $917K, and assets of $758K (revenue +17.9% year-over-year).
  • 2022: Revenue of $822K, expenses of $778K, and assets of $747K (revenue +6.2% year-over-year).
  • 2021: Revenue of $774K, expenses of $741K, and assets of $660K (revenue +16.3% year-over-year).
  • 2020: Revenue of $665K, expenses of $574K, and assets of $608K (revenue +19.1% year-over-year).
  • 2019: Revenue of $559K, expenses of $613K, and assets of $407K (revenue +34.4% year-over-year).
  • 2017: Revenue of $416K, expenses of $478K, and assets of $365K (revenue +17.0% year-over-year).
  • 2016: Revenue of $355K, expenses of $366K, and assets of $412K.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Radiant Church Coast:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2017 Filing 2016 Filing

Data Sources and Methodology

This transparency report for Radiant Church Coast is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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