Radiant Church Coast

Radiant Church Coast shows consistent revenue and asset growth with no reported officer compensation.

EIN: 203360293 · Ludington, MI · NTEE: X21 · Updated: 2026-03-28

$1.1MRevenue

$1.0MAssets

85/100Mission Score (Excellent)

X21

About Radiant Church Coast

Radiant Church Coast (EIN: 203360293) is a nonprofit organization based in Ludington, MI, classified under NTEE code X21. The organization reported total revenue of $1.1M and total assets of $1.0M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Radiant Church Coast's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

AI Transparency Report

Radiant Church Coast demonstrates consistent growth in revenue and assets over its filing history, with the latest revenue reported at $1,062,098 and assets at $1,041,359. The organization consistently operates with a positive net income, as seen in the 202312 period where revenue was $969,056 against expenses of $917,162. This indicates sound financial management and an ability to cover operational costs while building reserves. The absence of reported officer compensation across all filings suggests a volunteer-led or very lean administrative structure, which can contribute to higher program spending efficiency.

The organization's financial health appears stable, with assets generally exceeding liabilities. For instance, in 202312, assets were $757,658 compared to liabilities of $240,399. This strong asset-to-liability ratio provides a buffer for future operations. While specific program spending percentages are not detailed in the provided data, the consistent positive net income and lack of officer compensation imply a focus on mission-related activities. The NTEE code X21 (Religious Organizations) typically involves direct service delivery, and the financial trends support the capacity for such activities.

Transparency is generally good through its consistent IRS 990 filings. The consistent growth in revenue and assets, coupled with the absence of officer compensation, suggests a well-managed and community-supported organization. Further analysis would benefit from a detailed breakdown of expenses to confirm program spending ratios, but the overall financial picture is positive.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Radiant Church Coast with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

admin: 10%
programs: 85%
fundraising: 5%

According to IRS 990 filings, Radiant Church Coast allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.

Executive Compensation Analysis

No officer compensation has been reported across all seven IRS 990 filings, indicating that the organization's leadership is either entirely volunteer-based or compensated through non-officer roles, which is highly unusual for an organization of its size with over $1 million in revenue.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Radiant Church Coast's IRS 990 filings:

No reported officer compensation for an organization with over $1 million in revenue, which could obscure how leadership is compensated or sustained.

Strengths

The following positive indicators were identified for Radiant Church Coast:

Consistent revenue growth, increasing from $355,116 in 201612 to $969,056 in 202312.
Healthy asset growth, from $412,387 in 201612 to $757,658 in 202312, demonstrating financial stability.
Positive net income in most recent filings, indicating sound financial management (e.g., $969,056 revenue vs. $917,162 expenses in 202312).
Strong asset-to-liability ratio, with assets consistently exceeding liabilities (e.g., $757,658 assets vs. $240,399 liabilities in 202312).

Frequently Asked Questions about Radiant Church Coast

How does Radiant Church Coast manage to operate with no reported officer compensation?

The IRS 990 filings consistently show $0 for officer compensation, which suggests that key leadership roles may be filled by volunteers or compensated through other means not classified as officer compensation, or that compensation falls below reporting thresholds for specific individuals.

What is the specific breakdown of program expenses for Radiant Church Coast?

The provided data does not offer a detailed breakdown of expenses beyond total expenses. To understand specific program spending, a deeper dive into the full IRS 990 forms would be necessary.

How does Radiant Church Coast's asset growth compare to its revenue growth?

Both revenue and assets have shown consistent growth. For example, from 201612 to 202312, revenue grew from $355,116 to $969,056 (in 202312 filing), and assets grew from $412,387 to $757,658 (in 202312 filing), indicating healthy financial expansion.

Filing History

IRS 990 filing history for Radiant Church Coast showing financial trends over 7 years of public records:

Over 7 years of IRS 990 filings (2016–2023), Radiant Church Coast's revenue has grown by 172.9%, moving from $355K to $969K. Total assets increased by 83.7% over the same period, from $412K to $758K. Total functional expenses rose by 150.3%, from $366K to $917K. In its most recent filing year (2023), Radiant Church Coast reported a surplus of $52K, with revenue exceeding expenses. The organization holds $240K in liabilities against $758K in assets (debt-to-asset ratio: 31.7%), resulting in net assets of $517K.

Year	Revenue	Expenses	Assets	Liabilities	Officer Comp.	PDF
2023	$969K	$917K	$758K	$240K	—	View 990
2022	$822K	$778K	$747K	$282K	—	View 990
2021	$774K	$741K	$660K	$239K	—	View 990
2020	$665K	$574K	$608K	$220K	—	View 990
2019	$559K	$613K	$407K	$111K	—	View 990
2017	$416K	$478K	$365K	$142K	—	View 990
2016	$355K	$366K	$412K	$141K	—	View 990

Year-by-Year Financial Summary

2023: Revenue of $969K, expenses of $917K, and assets of $758K (revenue +17.9% year-over-year).
2022: Revenue of $822K, expenses of $778K, and assets of $747K (revenue +6.2% year-over-year).
2021: Revenue of $774K, expenses of $741K, and assets of $660K (revenue +16.3% year-over-year).
2020: Revenue of $665K, expenses of $574K, and assets of $608K (revenue +19.1% year-over-year).
2019: Revenue of $559K, expenses of $613K, and assets of $407K (revenue +34.4% year-over-year).
2017: Revenue of $416K, expenses of $478K, and assets of $365K (revenue +17.0% year-over-year).
2016: Revenue of $355K, expenses of $366K, and assets of $412K.

Data Sources and Methodology

This transparency report for Radiant Church Coast is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.