Republic Risk Retention Group
Republic Risk Retention Group consistently reports zero officer compensation while operating with expenses frequently exceeding annual revenue.
EIN: 201175924 · Columbia, SC · NTEE: Y200 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $1.7M |
| Total Expenses | $121K |
| Program Spending | 80% |
| Net Assets | $1.4M |
| Transparency Score | 70/100 |
Search Intent Cockpit
Republic Risk Retention Group Form 990, Revenue, CEO Pay, and IRS Filing Signals
Republic Risk Retention Group is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Republic Risk Retention Group in one place.
Form 990 Filing Summary
13 filing years are available, with latest revenue of $14K and expenses of $121K.
Revenue and Expenses
Republic Risk Retention Group reported $14K in revenue and $121K in expenses, a deficit of $107K.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
70/100 mission score, 2 red flags, and 3 strengths are shown from structured and AI review.
Is Republic Risk Retention Group Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $97K (80%) |
Across stored filings, Republic Risk Retention Group shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
One-Stop Donor, Research, and Peer Context Hub
| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 2 red flags identified |
| Mission spend | 80% to programs | Excellent |
| Financial durability | Grade B | 13 stored filing years |
| Peer context | Compare with Sigma Delta Pi | South Carolina and Category Y context |
Trust Check
Review legitimacy, deductibility, red flags, and filing consistency.
Open charity check →Peer Benchmark
Compare against real state and category peers.
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All Category Y
Local and Sector Spokes
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Columbia, SC nonprofitsCategory Y in South Carolina
Mutual Benefit in South Carolina
Follow the Money
Jump into spending, compensation, rankings, and filing-year evidence.
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Keep the Investigation Moving
Republic Risk Retention Group directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Republic Risk Retention Group
Republic Risk Retention Group (EIN: 201175924) is a nonprofit organization based in Columbia, SC, classified under NTEE code Y200. The organization reported total revenue of $1.7M and total assets of $3.2M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Republic Risk Retention Group's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Republic Risk Retention Group is a mid-size nonprofit that has been operating for 21 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -11.8%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $14K |
| Total Expenses | $121K |
| Surplus / Deficit | $-107,478 |
| Total Assets | $1.4M |
| Total Liabilities | $5K |
| Net Assets | $1.4M |
| Operating Margin | -781.7% |
| Debt-to-Asset Ratio | 0.3% |
| Months of Reserves | 142.1 months |
Financial Health Grade: B
In 2023, Republic Risk Retention Group reported a deficit of $107K with expenses exceeding revenue, holds 142.1 months of operating reserves (strong position), has a debt-to-asset ratio of 0.3% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Republic Risk Retention Group's revenue has declined at a compound annual growth rate (CAGR) of -11.8%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -50.8% | +68.6% | -2.7% |
| 2022 | -71.7% | +5.3% | -12.9% |
| 2021 | +104.9% | -2.8% | -0.8% |
| 2020 | -20.2% | -3.2% | +1.7% |
| 2019 | +20.9% | -5.1% | +4.5% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2005 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Republic Risk Retention Group with a Mission Score of 70 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 20%
- programs: 80%
- fundraising: 0%
According to IRS 990 filings, Republic Risk Retention Group allocates its expenses as follows: admin: 20%, programs: 80%, fundraising: 0%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $107K, with expenses exceeding revenue.
- Debt-to-asset ratio: 0.3%.
Executive Compensation Analysis
Executive compensation is consistently reported as 0% across all available filings, indicating that officers are not compensated directly by the organization, which is highly unusual for an entity of its size and operational scope.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Republic Risk Retention Group's IRS 990 filings:
- Consistent annual expenses exceeding revenue, indicating reliance on reserves or other non-revenue income.
- Lack of detailed program spending breakdown in summary data, making efficiency analysis difficult for a traditional nonprofit perspective.
Strengths
The following positive indicators were identified for Republic Risk Retention Group:
- Consistent reporting of 0% officer compensation, indicating strong financial stewardship regarding executive pay.
- Stable and substantial asset base ($1.4M - $1.7M) significantly exceeding liabilities, demonstrating financial solvency.
- Clear focus on its specific NTEE mission (Insurance & Risk Management) as indicated by its structure and financial patterns.
Frequently Asked Questions about Republic Risk Retention Group
Is Republic Risk Retention Group a legitimate charity?
Republic Risk Retention Group (EIN: 201175924) is a registered tax-exempt nonprofit based in South Carolina. Our AI analysis gives it a Mission Score of 70/100. It has 13 years of IRS 990 filings on record. Total revenue: $1.7M. 2 red flags identified. 3 strengths noted. Financial health grade: B.
How does Republic Risk Retention Group spend its money?
Republic Risk Retention Group directs 80% of its spending to programs and services. This exceeds the 65% industry benchmark.
Are donations to Republic Risk Retention Group tax-deductible?
Republic Risk Retention Group is registered as a tax-exempt nonprofit (EIN: 201175924). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How does Republic Risk Retention Group compare to similar nonprofits?
With a transparency score of 70/100 (Good), Republic Risk Retention Group is above average for NTEE category Y200 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Republic Risk Retention Group located?
Republic Risk Retention Group is headquartered in Columbia, South Carolina and files with the IRS under EIN 201175924. It is classified under NTEE code Y200.
How many years of IRS 990 filings does Republic Risk Retention Group have?
Republic Risk Retention Group has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $1.7M in total revenue.
Is Republic Risk Retention Group a good charity?
Republic Risk Retention Group is not a traditional charity. Its NTEE code Y200 indicates it's involved in insurance and risk management, likely serving a specific member group. Therefore, evaluating it as a 'charity' in the conventional sense is inappropriate. Its financial structure suggests it's a member-owned entity providing services rather than a public benefit organization.
How does Republic Risk Retention Group sustain operations with low revenue?
The organization likely sustains operations through accumulated assets and potentially member premiums or capital contributions, as its annual revenue (e.g., $13,749 in 2023) is consistently lower than its expenses (e.g., $121,227 in 2023). Its substantial asset base ($1.4M - $1.7M) relative to liabilities ($5,000) provides financial stability.
What is the purpose of Republic Risk Retention Group?
Based on its NTEE code Y200 (Insurance & Risk Management), Republic Risk Retention Group's purpose is likely to provide liability insurance or risk management services to its members, who share similar risks. This structure allows members to collectively self-insure.
Filing History
IRS 990 filing history for Republic Risk Retention Group showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Republic Risk Retention Group's revenue has declined by 77.7%, moving from $62K to $14K. Total assets decreased by 21.8% over the same period, from $1.8M to $1.4M. Total functional expenses rose by 50.3%, from $81K to $121K. In its most recent filing year (2023), Republic Risk Retention Group reported a deficit of $107K, with expenses exceeding revenue. The organization holds $5K in liabilities against $1.4M in assets (debt-to-asset ratio: 0.3%), resulting in net assets of $1.4M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $14K | $121K | $1.4M | $5K | — | View 990 |
| 2022 | $28K | $72K | $1.5M | $5K | — | View 990 |
| 2021 | $99K | $68K | $1.7M | $5K | — | View 990 |
| 2020 | $48K | $70K | $1.7M | $5K | — | View 990 |
| 2019 | $60K | $73K | $1.7M | $5K | — | View 990 |
| 2018 | $50K | $77K | $1.6M | $7K | — | View 990 |
| 2017 | $45K | $97K | $1.7M | $8K | — | View 990 |
| 2016 | $28K | $77K | $1.7M | $5K | — | View 990 |
| 2015 | $52K | $70K | $1.7M | $5K | — | View 990 |
| 2014 | $74K | $98K | $1.8M | $57K | — | View 990 |
| 2013 | $88K | $106K | $1.8M | $35K | — | View 990 |
| 2012 | $58K | $51K | $1.8M | $8K | — | View 990 |
| 2011 | $62K | $81K | $1.8M | $47K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $14K, expenses of $121K, and assets of $1.4M (revenue -50.8% year-over-year).
- 2022: Revenue of $28K, expenses of $72K, and assets of $1.5M (revenue -71.7% year-over-year).
- 2021: Revenue of $99K, expenses of $68K, and assets of $1.7M (revenue +104.9% year-over-year).
- 2020: Revenue of $48K, expenses of $70K, and assets of $1.7M (revenue -20.2% year-over-year).
- 2019: Revenue of $60K, expenses of $73K, and assets of $1.7M (revenue +20.9% year-over-year).
- 2018: Revenue of $50K, expenses of $77K, and assets of $1.6M (revenue +10.9% year-over-year).
- 2017: Revenue of $45K, expenses of $97K, and assets of $1.7M (revenue +62.1% year-over-year).
- 2016: Revenue of $28K, expenses of $77K, and assets of $1.7M (revenue -46.4% year-over-year).
- 2015: Revenue of $52K, expenses of $70K, and assets of $1.7M (revenue -30.3% year-over-year).
- 2014: Revenue of $74K, expenses of $98K, and assets of $1.8M (revenue -15.5% year-over-year).
- 2013: Revenue of $88K, expenses of $106K, and assets of $1.8M (revenue +52.1% year-over-year).
- 2012: Revenue of $58K, expenses of $51K, and assets of $1.8M (revenue -6.4% year-over-year).
- 2011: Revenue of $62K, expenses of $81K, and assets of $1.8M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Republic Risk Retention Group:
Data Sources and Methodology
This transparency report for Republic Risk Retention Group is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.