Ryan Charitable Trust
Ryan Charitable Trust's assets have declined by over 98% since 2011, with consistent deficit spending in recent years.
EIN: 207196210 · Providence, RI · NTEE: T20 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $4K |
| Total Expenses | $3K |
| Program Spending | 80% |
| Net Assets | $84K |
| Transparency Score | 45/100 |
Is Ryan Charitable Trust Legit?
Significant Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Ryan Charitable Trust directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Ryan Charitable Trust
Ryan Charitable Trust (EIN: 207196210) is a nonprofit organization based in Providence, RI, classified under NTEE code T20. The organization reported total revenue of $4K and total assets of $85K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Ryan Charitable Trust's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Ryan Charitable Trust is a micro nonprofit that has been operating for 19 years, with 10 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -42.7%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $3K |
| Total Expenses | $3K |
| Surplus / Deficit | $-236 |
| Total Assets | $84K |
| Total Liabilities | $1 |
| Net Assets | $84K |
| Operating Margin | -8.4% |
| Debt-to-Asset Ratio | 0.0% |
| Months of Reserves | 330.1 months |
Financial Health Grade: B
In 2023, Ryan Charitable Trust reported a deficit of $236 with expenses exceeding revenue, holds 330.1 months of operating reserves (strong position), has a debt-to-asset ratio of 0.0% (very low leverage).
Financial Trends
Over 10 years of filings (2011–2023), Ryan Charitable Trust's revenue has declined at a compound annual growth rate (CAGR) of -42.7%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +240.5% | +75.2% | -3.2% |
| 2022 | -56.1% | -90.4% | +3.3% |
| 2021 | -21.6% | +162.9% | -16.5% |
| 2020 | -75.2% | -98.5% | +104.5% |
| 2019 | -95.6% | -56.3% | -98.0% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2007 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Ryan Charitable Trust with a Mission Score of 45 out of 100 (Fair). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Ryan Charitable Trust allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $236, with expenses exceeding revenue.
- Debt-to-asset ratio: 0.0%.
Executive Compensation Analysis
Executive compensation has consistently been reported as 0% across all available filings, indicating that the organization is likely volunteer-led or operates without paid officers, which is common for smaller trusts.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Ryan Charitable Trust's IRS 990 filings:
- Significant and consistent decline in assets over the past decade, from over $5 million to under $85,000.
- Expenses frequently exceed revenue, indicating reliance on asset depletion rather than sustainable income.
- Dramatic drop in revenue from over $2 million in 2011 to just over $4,000 currently, suggesting a loss of funding sources.
- High expense-to-revenue ratio in several years (e.g., 2019: $448,299 expenses vs. $9,691 revenue).
Strengths
The following positive indicators were identified for Ryan Charitable Trust:
- No officer compensation reported, indicating efficient use of funds for leadership or a volunteer-led structure.
- Consistent filing of IRS 990 forms, demonstrating a commitment to transparency.
Frequently Asked Questions about Ryan Charitable Trust
Is Ryan Charitable Trust a legitimate charity?
Based on AI analysis of IRS 990 filings, Ryan Charitable Trust (EIN: 207196210) significant concerns. Mission Score: 45/100. 4 red flags identified, 2 strengths noted.
How does Ryan Charitable Trust spend its money?
Ryan Charitable Trust directs 80% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Ryan Charitable Trust tax-deductible?
Ryan Charitable Trust is registered as a tax-exempt nonprofit (EIN: 207196210). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Ryan Charitable Trust's spending goes to programs?
Ryan Charitable Trust directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Ryan Charitable Trust compare to similar nonprofits?
With a transparency score of 45/100 (Fair), Ryan Charitable Trust is near average for NTEE category T20 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Ryan Charitable Trust located?
Ryan Charitable Trust is headquartered in Providence, Rhode Island and files with the IRS under EIN 207196210. It is classified under NTEE code T20.
How many years of IRS 990 filings does Ryan Charitable Trust have?
Ryan Charitable Trust has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $4K in total revenue.
What caused the significant decline in assets and revenue since 2011?
The provided data shows a dramatic decrease in assets from $5,002,825 in 2011 to $84,736 currently, and revenue from $2,267,080 to $4,145. This suggests a major shift in the trust's operations, funding, or a significant distribution of its principal.
How does the organization sustain itself with expenses consistently exceeding revenue?
In multiple recent periods, such as 2023 ($3,055 expenses vs. $2,819 revenue) and 2022 ($1,744 expenses vs. $828 revenue), expenses have been higher than revenue. This indicates the organization is drawing down its remaining assets to cover operational costs, which is not sustainable long-term.
What are the specific program activities funded by the trust?
The NTEE code T20 indicates 'Foundations, Grantmaking & Giving Services'. Without more detailed 990 schedules, the specific programs or beneficiaries of the Ryan Charitable Trust's grantmaking are not clear from the provided summary data.
Filing History
IRS 990 filing history for Ryan Charitable Trust showing financial trends over 10 years of public records:
Over 10 years of IRS 990 filings (2011–2023), Ryan Charitable Trust's revenue has declined by 99.9%, moving from $2.3M to $3K. Total assets decreased by 98.3% over the same period, from $5.0M to $84K. Total functional expenses fell by 99%, from $317K to $3K. In its most recent filing year (2023), Ryan Charitable Trust reported a deficit of $236, with expenses exceeding revenue. The organization holds $1 in liabilities against $84K in assets (debt-to-asset ratio: 0.0%), resulting in net assets of $84K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $3K | $3K | $84K | $1 | — | — |
| 2022 | $828 | $2K | $87K | $3K | — | View 990 |
| 2021 | $2K | $18K | $84K | $1 | — | View 990 |
| 2020 | $2K | $7K | $101K | $1 | — | — |
| 2019 | $10K | $448K | $49K | $1 | — | View 990 |
| 2015 | $222K | $1.0M | $2.5M | $1 | — | View 990 |
| 2014 | $278K | $1.4M | $3.3M | $1 | — | View 990 |
| 2013 | $66K | $163K | $4.4M | $0 | — | View 990 |
| 2012 | $24K | $548K | $4.5M | $0 | — | View 990 |
| 2011 | $2.3M | $317K | $5.0M | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $3K, expenses of $3K, and assets of $84K (revenue +240.5% year-over-year).
- 2022: Revenue of $828, expenses of $2K, and assets of $87K (revenue -56.1% year-over-year).
- 2021: Revenue of $2K, expenses of $18K, and assets of $84K (revenue -21.6% year-over-year).
- 2020: Revenue of $2K, expenses of $7K, and assets of $101K (revenue -75.2% year-over-year).
- 2019: Revenue of $10K, expenses of $448K, and assets of $49K (revenue -95.6% year-over-year).
- 2015: Revenue of $222K, expenses of $1.0M, and assets of $2.5M (revenue -20.1% year-over-year).
- 2014: Revenue of $278K, expenses of $1.4M, and assets of $3.3M (revenue +324.0% year-over-year).
- 2013: Revenue of $66K, expenses of $163K, and assets of $4.4M (revenue +173.6% year-over-year).
- 2012: Revenue of $24K, expenses of $548K, and assets of $4.5M (revenue -98.9% year-over-year).
- 2011: Revenue of $2.3M, expenses of $317K, and assets of $5.0M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Ryan Charitable Trust:
Data Sources and Methodology
This transparency report for Ryan Charitable Trust is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.