Self Initiated Living Options Inc
Self Initiated Living Options Inc shows consistent growth and no reported officer compensation, but high liabilities relative to assets.
EIN: 112721260 · Medford, NY · Updated: 2026-03-28
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Self Initiated Living Options Inc is mapped to EIN 112721260.
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13 stored filing years available.
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80% program spend, health grade C
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| Metric | Value |
|---|---|
| Total Revenue | $4.8M |
| Total Expenses | $4.7M |
| Program Spending | 80% |
| Net Assets | $234K |
| Transparency Score | 85/100 |
Search Intent Cockpit
Self Initiated Living Options Inc Form 990, Revenue, CEO Pay, and IRS Filing Signals
Self Initiated Living Options Inc is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Self Initiated Living Options Inc in one place.
Form 990 Filing Summary
13 filing years are available, with latest revenue of $4.6M and expenses of $4.7M.
Revenue and Expenses
Self Initiated Living Options Inc reported $4.6M in revenue and $4.7M in expenses, a deficit of $40K.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
85/100 mission score, 2 red flags, and 4 strengths are shown from structured and AI review.
Is Self Initiated Living Options Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $3.7M (80%) |
Across stored filings, Self Initiated Living Options Inc shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
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| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 2 red flags identified |
| Mission spend | 80% to programs | Excellent |
| Financial durability | Grade C | 13 stored filing years |
| Peer context | Compare with Healthy Capital District Initiative | New York and category context |
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Self Initiated Living Options Inc directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Self Initiated Living Options Inc
Self Initiated Living Options Inc (EIN: 112721260) is a nonprofit organization based in Medford, NY. The organization reported total revenue of $4.8M and total assets of $5.8M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Self Initiated Living Options Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Self Initiated Living Options Inc is a mid-size nonprofit that has been operating for 40 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 8.6%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $4.6M |
| Total Expenses | $4.7M |
| Surplus / Deficit | $-40,187 |
| Total Assets | $5.7M |
| Total Liabilities | $5.5M |
| Net Assets | $234K |
| Operating Margin | -0.9% |
| Debt-to-Asset Ratio | 95.9% |
| Months of Reserves | 14.6 months |
Financial Health Grade: C
In 2023, Self Initiated Living Options Inc reported a deficit of $40K with expenses exceeding revenue, holds 14.6 months of operating reserves (strong position), has a debt-to-asset ratio of 95.9% (high leverage).
Financial Trends
Over 13 years of filings (2011–2023), Self Initiated Living Options Inc's revenue has grown at a compound annual growth rate (CAGR) of 8.6%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +6.3% | +9.2% | +269.9% |
| 2022 | +16.0% | +16.3% | -17.4% |
| 2021 | +1.9% | +1.4% | +2.2% |
| 2020 | +17.6% | +15.9% | +33.5% |
| 2019 | +17.4% | +17.5% | +83.5% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1986 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Self Initiated Living Options Inc with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Self Initiated Living Options Inc allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $40K, with expenses exceeding revenue.
- Debt-to-asset ratio: 95.9%.
Executive Compensation Analysis
Self Initiated Living Options Inc consistently reports 0% officer compensation across all available filings, indicating that no funds are allocated to executive salaries, which is highly unusual and suggests either a volunteer-led executive team or compensation is categorized differently.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Self Initiated Living Options Inc's IRS 990 filings:
- High liabilities relative to assets in recent filings (e.g., $5,479,372 liabilities vs. $5,713,065 assets in 2023)
- Consistent 0% officer compensation, which is unusual for an organization of this size and warrants further inquiry into executive compensation structure.
Strengths
The following positive indicators were identified for Self Initiated Living Options Inc:
- Consistent and significant revenue growth over the past decade, from $1.2M in 2014 to $4.6M in 2023.
- Substantial asset growth, from $412,092 in 2014 to $5,713,065 in 2023, indicating increasing financial capacity.
- No reported officer compensation across all available filings, suggesting a strong commitment to directing funds to mission.
- Expenses generally kept close to revenue, indicating prudent financial management.
Frequently Asked Questions about Self Initiated Living Options Inc
Is Self Initiated Living Options Inc a legitimate charity?
Self Initiated Living Options Inc (EIN: 112721260) is a registered tax-exempt nonprofit based in New York. Our AI analysis gives it a Mission Score of 85/100. It has 13 years of IRS 990 filings on record. Total revenue: $4.8M. 2 red flags identified. 4 strengths noted. Financial health grade: C.
How does Self Initiated Living Options Inc spend its money?
Self Initiated Living Options Inc directs 80% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Self Initiated Living Options Inc tax-deductible?
Self Initiated Living Options Inc is registered as a tax-exempt nonprofit (EIN: 112721260). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Self Initiated Living Options Inc's spending goes to programs?
Self Initiated Living Options Inc directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Self Initiated Living Options Inc located?
Self Initiated Living Options Inc is headquartered in Medford, New York and files with the IRS under EIN 112721260.
How many years of IRS 990 filings does Self Initiated Living Options Inc have?
Self Initiated Living Options Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $4.8M in total revenue.
Is Self Initiated Living Options Inc a good charity?
Based on the available data, SILO appears to be a financially stable and growing organization with a strong commitment to its mission, evidenced by consistent revenue growth and no reported officer compensation. However, the high liabilities relative to assets in recent years warrant further investigation.
How has the organization's financial health changed over time?
SILO has experienced significant financial growth, with revenue increasing from $1,269,561 in 2014 to $4,641,682 in 2023, and assets growing from $412,092 to $5,713,065 over the same period. This indicates a strong upward trend in its financial capacity.
What is the significance of 0% officer compensation?
The consistent reporting of 0% officer compensation is highly unusual for an organization of this size and suggests that executive leadership may be entirely volunteer-based or compensated through other means not reported as 'officer compensation' on the 990. This could be a strength in terms of directing funds to programs, but also raises questions about sustainability and leadership structure.
Why are the liabilities so high in recent years?
In 2023, liabilities were $5,479,372 against assets of $5,713,065. This high ratio of liabilities to assets could indicate significant debt, deferred revenue, or other financial obligations. A deeper dive into the balance sheet would be needed to understand the nature of these liabilities and their impact on the organization's long-term financial health.
Filing History
IRS 990 filing history for Self Initiated Living Options Inc showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Self Initiated Living Options Inc's revenue has grown by 170%, moving from $1.7M to $4.6M. Total assets increased by 663.4% over the same period, from $748K to $5.7M. Total functional expenses rose by 203.6%, from $1.5M to $4.7M. In its most recent filing year (2023), Self Initiated Living Options Inc reported a deficit of $40K, with expenses exceeding revenue. The organization holds $5.5M in liabilities against $5.7M in assets (debt-to-asset ratio: 95.9%), resulting in net assets of $234K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $4.6M | $4.7M | $5.7M | $5.5M | — | — |
| 2022 | $4.4M | $4.3M | $1.5M | $1.2M | — | — |
| 2021 | $3.8M | $3.7M | $1.9M | $1.6M | — | View 990 |
| 2020 | $3.7M | $3.6M | $1.8M | $1.6M | — | View 990 |
| 2019 | $3.1M | $3.1M | $1.4M | $1.2M | — | View 990 |
| 2018 | $2.7M | $2.7M | $747K | $578K | — | View 990 |
| 2017 | $2.3M | $2.3M | $916K | $756K | — | View 990 |
| 2016 | $1.5M | $1.5M | $708K | $609K | — | View 990 |
| 2015 | $1.6M | $1.6M | $473K | $418K | — | View 990 |
| 2014 | $1.3M | $1.4M | $412K | $370K | — | View 990 |
| 2013 | $1.2M | $1.5M | $284K | $145K | — | View 990 |
| 2012 | $1.4M | $1.5M | $597K | $227K | — | View 990 |
| 2011 | $1.7M | $1.5M | $748K | $236K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $4.6M, expenses of $4.7M, and assets of $5.7M (revenue +6.3% year-over-year).
- 2022: Revenue of $4.4M, expenses of $4.3M, and assets of $1.5M (revenue +16.0% year-over-year).
- 2021: Revenue of $3.8M, expenses of $3.7M, and assets of $1.9M (revenue +1.9% year-over-year).
- 2020: Revenue of $3.7M, expenses of $3.6M, and assets of $1.8M (revenue +17.6% year-over-year).
- 2019: Revenue of $3.1M, expenses of $3.1M, and assets of $1.4M (revenue +17.4% year-over-year).
- 2018: Revenue of $2.7M, expenses of $2.7M, and assets of $747K (revenue +14.4% year-over-year).
- 2017: Revenue of $2.3M, expenses of $2.3M, and assets of $916K (revenue +56.2% year-over-year).
- 2016: Revenue of $1.5M, expenses of $1.5M, and assets of $708K (revenue -6.2% year-over-year).
- 2015: Revenue of $1.6M, expenses of $1.6M, and assets of $473K (revenue +25.7% year-over-year).
- 2014: Revenue of $1.3M, expenses of $1.4M, and assets of $412K (revenue +2.3% year-over-year).
- 2013: Revenue of $1.2M, expenses of $1.5M, and assets of $284K (revenue -10.5% year-over-year).
- 2012: Revenue of $1.4M, expenses of $1.5M, and assets of $597K (revenue -19.3% year-over-year).
- 2011: Revenue of $1.7M, expenses of $1.5M, and assets of $748K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Self Initiated Living Options Inc:
Data Sources and Methodology
This transparency report for Self Initiated Living Options Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.