Stephenson Family Foundation

Stephenson Family Foundation faces significant and consistent net losses, drawing down assets to cover expenses.

EIN: 201687422 · West Point, MS · NTEE: S11 · Updated: 2026-03-28

$98KRevenue
$1.9MAssets
40/100Mission Score (Fair)
S11

Is Stephenson Family Foundation Legit?

Significant Concerns

GoodFiling Consistency
GoodSpending Efficiency
ModerateTransparency
4 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Stephenson Family Foundation directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.

About Stephenson Family Foundation

Stephenson Family Foundation (EIN: 201687422) is a nonprofit organization based in West Point, MS, classified under NTEE code S11. The organization reported total revenue of $98K and total assets of $1.9M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Stephenson Family Foundation's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

AI Transparency Report

The Stephenson Family Foundation exhibits a concerning financial trend with significant and consistent net losses over the past several years, culminating in a -$548,517 net loss in the most recent 2023 period (Revenue $68,875 - Expenses $617,392). This pattern of expenses far exceeding revenue raises questions about the long-term sustainability of its operations and its ability to fulfill its mission effectively. While the foundation maintains substantial assets, reported at $2,095,152 in 2023, these assets have been steadily declining from a high of $13,012,431 in 2014, indicating that the organization is drawing down its principal to cover operational costs. Spending efficiency is difficult to fully assess without a detailed breakdown of program, administrative, and fundraising expenses, which are not provided in the summary data. However, the consistent negative revenue figures suggest that the organization is not generating sufficient income to cover its expenditures. The absence of reported officer compensation across all filings indicates a potential strength in minimizing overhead related to executive pay, but this needs to be balanced against the overall financial performance. In terms of transparency, the foundation has a robust filing history with 14 IRS 990 filings, which is a positive indicator of compliance. However, the financial data itself points to a need for greater clarity on how the organization plans to address its ongoing financial deficits and stabilize its revenue streams to ensure its continued impact. The significant decline in assets over the past decade is a critical area that warrants further investigation and explanation.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Stephenson Family Foundation with a Mission Score of 40 out of 100 (Fair). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, Stephenson Family Foundation allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.

Executive Compensation Analysis

Executive compensation is reported as 0% across all available filings, suggesting that the organization's leadership is either unpaid or compensated through other means not reflected as officer compensation, which is a positive for minimizing overhead.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Stephenson Family Foundation's IRS 990 filings:

Strengths

The following positive indicators were identified for Stephenson Family Foundation:

Frequently Asked Questions about Stephenson Family Foundation

Is Stephenson Family Foundation a legitimate charity?

Based on AI analysis of IRS 990 filings, Stephenson Family Foundation (EIN: 201687422) significant concerns. Mission Score: 40/100. 4 red flags identified, 2 strengths noted.

How does Stephenson Family Foundation spend its money?

Stephenson Family Foundation directs 70% of its spending to programs and services. The remaining budget covers administration and fundraising costs.

Are donations to Stephenson Family Foundation tax-deductible?

Stephenson Family Foundation is registered as a tax-exempt nonprofit (EIN: 201687422). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

How does the Stephenson Family Foundation plan to address its consistent net losses, such as the -$548,517 in 2023?

The organization's financial filings consistently show expenses significantly exceeding revenue, leading to substantial net losses. A clear strategy for revenue generation or expense reduction is needed to ensure long-term viability.

What is the detailed breakdown of program, administrative, and fundraising expenses for the Stephenson Family Foundation?

Without a detailed breakdown, it's challenging to fully assess spending efficiency. Understanding these ratios is crucial for evaluating how effectively the organization is allocating its resources towards its mission.

What is the cause of the significant decline in assets from $13,012,431 in 2014 to $2,095,152 in 2023?

The substantial reduction in assets over the past decade indicates that the foundation is likely using its principal to cover operational shortfalls, which is unsustainable in the long run.

What are the primary sources of revenue for the Stephenson Family Foundation, given the frequently negative revenue figures?

The recurring negative revenue figures (e.g., -$165,613 in 2020, -$1,647,893 in 2017) suggest that investment losses or other non-operating adjustments are significantly impacting reported income, requiring clarification on actual funding sources.

Filing History

IRS 990 filing history for Stephenson Family Foundation showing financial trends over 14 years of public records:

Total assets decreased by 88.2% over the same period, from $17.7M to $2.1M. Total functional expenses rose by 179.5%, from $221K to $617K. In its most recent filing year (2023), Stephenson Family Foundation reported a deficit of $549K, with expenses exceeding revenue. The organization holds $7K in liabilities against $2.1M in assets (debt-to-asset ratio: 0.3%), resulting in net assets of $2.1M.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp.PDF
2023 $69K $617K $2.1M $7K
2022 $468K $464K $2.6M $5K View 990
2021 $144K $212K $2.6M $0 View 990
2020 $-165,613 $219K $2.7M $7K View 990
2019 $32K $211K $3.1M $0 View 990
2018 $-83,217 $271K $3.3M $0 View 990
2017 $-1,647,893 $117K $3.6M $10K View 990
2016 $-884,153 $55K $10.7M $9K View 990
2015 $-1,210,826 $131K $11.7M $0 View 990
2014 $-406,786 $63K $13.0M $17K View 990
2013 $-131,265 $613K $13.5M $17K View 990
2012 $-1,074,626 $324K $14.2M $23K View 990
2011 $-1,337,975 $612K $15.6M $28K View 990
2010 $-375,260 $221K $17.7M $140K View 990

Year-by-Year Financial Summary

Data Sources and Methodology

This transparency report for Stephenson Family Foundation is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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