Uniformed Fire Officers Association Family Protection Plan Local 854 I
Uniformed Fire Officers Association Family Protection Plan Local 854 I shows consistent revenue but recent operating deficits.
EIN: 132545508 · New York, NY · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $12.4M |
| Total Expenses | $5.8M |
| Program Spending | 80% |
| Net Assets | $11.3M |
| Transparency Score | 75/100 |
Is Uniformed Fire Officers Association Family Protection Plan Local 854 I Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Uniformed Fire Officers Association Family Protection Plan Local 854 I directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Uniformed Fire Officers Association Family Protection Plan Local 854 I
Uniformed Fire Officers Association Family Protection Plan Local 854 I (EIN: 132545508) is a nonprofit organization based in New York, NY. The organization reported total revenue of $12.4M and total assets of $8.5M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Uniformed Fire Officers Association Family Protection Plan Local 854 I's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Uniformed Fire Officers Association Family Protection Plan Local 854 I is a large nonprofit that has been operating for 61 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 0.6%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $4.9M |
| Total Expenses | $5.8M |
| Surplus / Deficit | $-900,696 |
| Total Assets | $11.8M |
| Total Liabilities | $533K |
| Net Assets | $11.3M |
| Operating Margin | -18.5% |
| Debt-to-Asset Ratio | 4.5% |
| Months of Reserves | 24.6 months |
Financial Health Grade: B
In 2023, Uniformed Fire Officers Association Family Protection Plan Local 854 I reported a deficit of $901K with expenses exceeding revenue, holds 24.6 months of operating reserves (strong position), has a debt-to-asset ratio of 4.5% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Uniformed Fire Officers Association Family Protection Plan Local 854 I's revenue has grown at a compound annual growth rate (CAGR) of 0.6%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +3.8% | +17.6% | -6.5% |
| 2022 | -3.1% | +31.7% | -2.3% |
| 2021 | -8.1% | -5.6% | +7.5% |
| 2020 | +3.5% | +6.9% | +12.9% |
| 2019 | +3.2% | -13.3% | +10.1% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1965 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Uniformed Fire Officers Association Family Protection Plan Local 854 I with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Uniformed Fire Officers Association Family Protection Plan Local 854 I allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $901K, with expenses exceeding revenue.
- Debt-to-asset ratio: 4.5%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, suggesting that the organization's officers are either uncompensated or compensated through mechanisms not categorized as 'Officer Comp' on the 990, which is a positive sign for minimizing overhead.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Uniformed Fire Officers Association Family Protection Plan Local 854 I's IRS 990 filings:
- Expenses exceeding revenue in recent periods (e.g., 2023: $5,768,577 expenses vs. $4,867,881 revenue)
- Decreasing assets from $12,928,235 in 2021 to $11,819,382 in 2023, potentially due to operating deficits.
Strengths
The following positive indicators were identified for Uniformed Fire Officers Association Family Protection Plan Local 854 I:
- Consistent revenue generation over a decade, averaging around $4.8 million annually.
- Substantial asset base ($11,819,382 in 2023) providing financial stability.
- No reported officer compensation, indicating efficient use of funds at the executive level.
- Consistent IRS 990 filing history, demonstrating transparency.
Frequently Asked Questions about Uniformed Fire Officers Association Family Protection Plan Local 854 I
Is Uniformed Fire Officers Association Family Protection Plan Local 854 I a legitimate charity?
Uniformed Fire Officers Association Family Protection Plan Local 854 I (EIN: 132545508) is a registered tax-exempt nonprofit based in New York. Our AI analysis gives it a Mission Score of 75/100. It has 13 years of IRS 990 filings on record. Total revenue: $12.4M. 2 red flags identified. 4 strengths noted. Financial health grade: B.
How does Uniformed Fire Officers Association Family Protection Plan Local 854 I spend its money?
Uniformed Fire Officers Association Family Protection Plan Local 854 I directs 80% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Uniformed Fire Officers Association Family Protection Plan Local 854 I tax-deductible?
Uniformed Fire Officers Association Family Protection Plan Local 854 I is registered as a tax-exempt nonprofit (EIN: 132545508). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Uniformed Fire Officers Association Family Protection Plan Local 854 I's spending goes to programs?
Uniformed Fire Officers Association Family Protection Plan Local 854 I directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Uniformed Fire Officers Association Family Protection Plan Local 854 I located?
Uniformed Fire Officers Association Family Protection Plan Local 854 I is headquartered in New York, New York and files with the IRS under EIN 132545508.
How many years of IRS 990 filings does Uniformed Fire Officers Association Family Protection Plan Local 854 I have?
Uniformed Fire Officers Association Family Protection Plan Local 854 I has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $12.4M in total revenue.
Is Uniformed Fire Officers Association Family Protection Plan Local 854 I financially stable given recent operating deficits?
While the organization has substantial assets ($11,819,382 in 2023), its expenses have exceeded revenue in the last two reported periods (2023 and 2022), indicating a reliance on reserves or other funding to cover operations. This trend warrants closer monitoring for long-term sustainability.
What is the primary purpose of this organization, given its name and financial structure?
Based on its name, 'Uniformed Fire Officers Association Family Protection Plan,' it likely provides benefits or support to families of uniformed fire officers. The consistent revenue and asset base suggest a well-established plan, possibly an insurance or welfare benefit fund.
Why is officer compensation consistently reported as 0%?
A consistent 0% officer compensation could mean that the organization's leadership is entirely volunteer-based, or that compensation is structured in a way that it's not reported under the 'Officer Comp' line item on the 990, such as through a related entity or as employee salaries rather than officer compensation.
Filing History
IRS 990 filing history for Uniformed Fire Officers Association Family Protection Plan Local 854 I showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Uniformed Fire Officers Association Family Protection Plan Local 854 I's revenue has grown by 7.8%, moving from $4.5M to $4.9M. Total assets increased by 0.9% over the same period, from $11.7M to $11.8M. Total functional expenses rose by 22.4%, from $4.7M to $5.8M. In its most recent filing year (2023), Uniformed Fire Officers Association Family Protection Plan Local 854 I reported a deficit of $901K, with expenses exceeding revenue. The organization holds $533K in liabilities against $11.8M in assets (debt-to-asset ratio: 4.5%), resulting in net assets of $11.3M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $4.9M | $5.8M | $11.8M | $533K | — | View 990 |
| 2022 | $4.7M | $4.9M | $12.6M | $429K | — | View 990 |
| 2021 | $4.8M | $3.7M | $12.9M | $350K | — | — |
| 2020 | $5.3M | $3.9M | $12.0M | $458K | — | — |
| 2019 | $5.1M | $3.7M | $10.6M | $641K | — | View 990 |
| 2018 | $4.9M | $4.3M | $9.7M | $1.3M | — | View 990 |
| 2017 | $4.8M | $5.1M | $8.9M | $1.0M | — | View 990 |
| 2016 | $4.8M | $5.7M | $9.2M | $800K | — | View 990 |
| 2015 | $4.9M | $6.1M | $9.7M | $582K | — | View 990 |
| 2014 | $4.7M | $4.5M | $10.7M | $562K | — | View 990 |
| 2013 | $4.4M | $4.4M | $10.9M | $696K | — | View 990 |
| 2012 | $4.4M | $4.9M | $11.3M | $582K | — | View 990 |
| 2011 | $4.5M | $4.7M | $11.7M | $543K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $4.9M, expenses of $5.8M, and assets of $11.8M (revenue +3.8% year-over-year).
- 2022: Revenue of $4.7M, expenses of $4.9M, and assets of $12.6M (revenue -3.1% year-over-year).
- 2021: Revenue of $4.8M, expenses of $3.7M, and assets of $12.9M (revenue -8.1% year-over-year).
- 2020: Revenue of $5.3M, expenses of $3.9M, and assets of $12.0M (revenue +3.5% year-over-year).
- 2019: Revenue of $5.1M, expenses of $3.7M, and assets of $10.6M (revenue +3.2% year-over-year).
- 2018: Revenue of $4.9M, expenses of $4.3M, and assets of $9.7M (revenue +3.4% year-over-year).
- 2017: Revenue of $4.8M, expenses of $5.1M, and assets of $8.9M (revenue -0.7% year-over-year).
- 2016: Revenue of $4.8M, expenses of $5.7M, and assets of $9.2M (revenue -1.6% year-over-year).
- 2015: Revenue of $4.9M, expenses of $6.1M, and assets of $9.7M (revenue +4.8% year-over-year).
- 2014: Revenue of $4.7M, expenses of $4.5M, and assets of $10.7M (revenue +5.0% year-over-year).
- 2013: Revenue of $4.4M, expenses of $4.4M, and assets of $10.9M (revenue +1.5% year-over-year).
- 2012: Revenue of $4.4M, expenses of $4.9M, and assets of $11.3M (revenue -3.2% year-over-year).
- 2011: Revenue of $4.5M, expenses of $4.7M, and assets of $11.7M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Uniformed Fire Officers Association Family Protection Plan Local 854 I:
Data Sources and Methodology
This transparency report for Uniformed Fire Officers Association Family Protection Plan Local 854 I is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.