Union Club Two Inc
Union Club Two Inc. frequently operates at a deficit with high liabilities and an undefined mission.
EIN: 201864968 · Springfield, OH · NTEE: Y99 · Updated: 2026-03-28
Is Union Club Two Inc Legit?
Significant Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Union Club Two Inc directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.
About Union Club Two Inc
Union Club Two Inc (EIN: 201864968) is a nonprofit organization based in Springfield, OH, classified under NTEE code Y99. The organization reported total revenue of $864K and total assets of $75K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Union Club Two Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Union Club Two Inc with a Mission Score of 45 out of 100 (Fair). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 20%
- programs: 70%
- fundraising: 10%
According to IRS 990 filings, Union Club Two Inc allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that no officers or key employees receive compensation, which is a positive for resource allocation.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Union Club Two Inc's IRS 990 filings:
- NTEE code Y99 (Unknown) indicates an unclear mission and program focus.
- Liabilities consistently exceed assets, suggesting potential solvency issues (e.g., $132,061 liabilities vs. $49,674 assets in 2023).
- Frequent operating deficits (e.g., expenses exceeded revenue in 2017, 2018, 2020, 2021).
- Low asset base relative to revenue, indicating limited financial reserves ($75,115 assets vs. $864,152 latest revenue).
Strengths
The following positive indicators were identified for Union Club Two Inc:
- Consistent filing of IRS Form 990s, demonstrating a commitment to public disclosure.
- No reported officer compensation, indicating efficient use of funds in this area.
- Positive net income in the most recent filing period (2023: $504,243 revenue vs. $479,203 expenses).
Frequently Asked Questions about Union Club Two Inc
Is Union Club Two Inc a legitimate charity?
Based on AI analysis of IRS 990 filings, Union Club Two Inc (EIN: 201864968) significant concerns. Mission Score: 45/100. 4 red flags identified, 3 strengths noted.
How does Union Club Two Inc spend its money?
Union Club Two Inc directs 70% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Union Club Two Inc tax-deductible?
Union Club Two Inc is registered as a tax-exempt nonprofit (EIN: 201864968). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What is the specific mission and program activities of Union Club Two Inc. given its NTEE code Y99?
The NTEE code Y99 indicates an 'Unknown' or 'Not Applicable' category, which means the specific mission and program activities are not clearly defined in the provided data, making it difficult to understand the organization's purpose.
Why do liabilities consistently exceed assets for Union Club Two Inc.?
Liabilities have consistently exceeded assets in recent years (e.g., $132,061 liabilities vs. $49,674 assets in 2023), suggesting potential solvency challenges and a reliance on debt or short-term obligations.
How does Union Club Two Inc. plan to address its recurring financial deficits?
The organization has frequently reported expenses exceeding revenue (e.g., $684,375 expenses vs. $670,806 revenue in 2021), indicating a need for strategies to improve financial stability and ensure long-term sustainability.
Filing History
IRS 990 filing history for Union Club Two Inc showing financial trends over 10 years of public records:
Over 10 years of IRS 990 filings (2014–2023), Union Club Two Inc's revenue has declined by 20.9%, moving from $638K to $504K. Total assets decreased by 22.1% over the same period, from $64K to $50K. Total functional expenses fell by 22.6%, from $619K to $479K. In its most recent filing year (2023), Union Club Two Inc reported a surplus of $25K, with revenue exceeding expenses. The organization holds $132K in liabilities against $50K in assets (debt-to-asset ratio: 265.9%), resulting in net assets of $-82,387.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. | |
|---|---|---|---|---|---|---|
| 2023 | $504K | $479K | $50K | $132K | — | — |
| 2022 | $665K | $658K | $27K | $135K | — | View 990 |
| 2021 | $671K | $684K | $20K | $135K | — | View 990 |
| 2020 | $410K | $461K | $20K | $121K | — | View 990 |
| 2019 | $766K | $612K | $89K | $121K | — | — |
| 2018 | $352K | $552K | $14K | $200K | — | View 990 |
| 2017 | $333K | $423K | $14K | $0 | — | View 990 |
| 2016 | $350K | $359K | $104K | $0 | — | View 990 |
| 2015 | $369K | $320K | $112K | $0 | — | View 990 |
| 2014 | $638K | $619K | $64K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $504K, expenses of $479K, and assets of $50K (revenue -24.2% year-over-year).
- 2022: Revenue of $665K, expenses of $658K, and assets of $27K (revenue -0.8% year-over-year).
- 2021: Revenue of $671K, expenses of $684K, and assets of $20K (revenue +63.6% year-over-year).
- 2020: Revenue of $410K, expenses of $461K, and assets of $20K (revenue -46.5% year-over-year).
- 2019: Revenue of $766K, expenses of $612K, and assets of $89K (revenue +117.4% year-over-year).
- 2018: Revenue of $352K, expenses of $552K, and assets of $14K (revenue +5.7% year-over-year).
- 2017: Revenue of $333K, expenses of $423K, and assets of $14K (revenue -4.8% year-over-year).
- 2016: Revenue of $350K, expenses of $359K, and assets of $104K (revenue -5.0% year-over-year).
- 2015: Revenue of $369K, expenses of $320K, and assets of $112K (revenue -42.2% year-over-year).
- 2014: Revenue of $638K, expenses of $619K, and assets of $64K.
Data Sources and Methodology
This transparency report for Union Club Two Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.