Union Club Two Inc

Union Club Two Inc. frequently operates at a deficit with high liabilities and an undefined mission.

EIN: 201864968 · Springfield, OH · NTEE: Y99 · Updated: 2026-03-28

$864KRevenue
$610KGross Revenue
$75KAssets
45/100Mission Score (Fair)
Y99

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Union Club Two Inc Financial Summary
MetricValue
Total Revenue$864K
Total Expenses$479K
Program Spending70%
Net Assets$-82,387
Transparency Score45/100

Search Intent Cockpit

Union Club Two Inc Form 990, Revenue, CEO Pay, and IRS Filing Signals

Union Club Two Inc is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Union Club Two Inc in one place.

Form 990 Filing Summary

10 filing years are available, with latest revenue of $504K and expenses of $479K.

Revenue and Expenses

Union Club Two Inc reported $504K in revenue and $479K in expenses, a surplus of $25K.

Executive Compensation

Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.

Charity Score and Red Flags

45/100 mission score, 4 red flags, and 3 strengths are shown from structured and AI review.

Is Union Club Two Inc Legit?

Significant Concerns

GoodFiling Consistency
GoodSpending Efficiency
ModerateTransparency
4 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

IRS 990 Data Cockpit

Where the Money Comes From and Where It Goes

PendingDonor/Grant Funding
70%Program Expense
$0Grants Paid
10Stored Filing Years

Revenue Source Mix

Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.

Expense Deployment

Union Club Two Inc Expense Deployment
Program services$335K (70%)

Across stored filings, Union Club Two Inc shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.

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Union Club Two Inc Donor Decision Matrix
Decision LensSignalWhat to Inspect Next
LegitimacySignificant ConcernsGood filing record; 4 red flags identified
Mission spend70% to programsGood
Financial durabilityGrade B10 stored filing years
Peer contextCompare with Alliance Of Independent Academic Medical CentersOhio and Category Y context

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Union Club Two Inc directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.

About Union Club Two Inc

Union Club Two Inc (EIN: 201864968) is a nonprofit organization based in Springfield, OH, classified under NTEE code Y99. The organization reported total revenue of $864K and total assets of $75K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Union Club Two Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

12Years Operating
SmallSize Classification
10Years of Filings
MixedRevenue Trajectory

Union Club Two Inc is a small nonprofit that has been operating for 12 years, with 10 years of IRS 990 filings on record (2014–2023). Revenue has grown at a compound annual rate of -2.6%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$504K
Total Expenses$479K
Surplus / Deficit+$25K
Total Assets$50K
Total Liabilities$132K
Net Assets$-82,387
Operating Margin5.0%
Debt-to-Asset Ratio265.9%
Months of Reserves1.2 months

Financial Health Grade: B

In 2023, Union Club Two Inc reported a surplus of $25K with revenue exceeding expenses, holds 1.2 months of operating reserves (limited), has a debt-to-asset ratio of 265.9% (high leverage).

Financial Trends

Over 10 years of filings (2014–2023), Union Club Two Inc's revenue has declined at a compound annual growth rate (CAGR) of -2.6%.

YearRevenue ChangeExpense ChangeAsset Change
2023-24.2%-27.2%+83.3%
2022-0.8%-3.8%+33.9%
2021+63.6%+48.4%-0.8%
2020-46.5%-24.6%-77.2%
2019+117.4%+10.7%+552.9%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date2014

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Union Club Two Inc. demonstrates inconsistent financial health over the past decade. While the organization reported a positive net income in 2023 ($504,243 revenue vs. $479,203 expenses), it has frequently operated at a deficit, such as in 2021 where expenses ($684,375) exceeded revenue ($670,806). The organization's assets are relatively low compared to its revenue, with the latest assets at $75,115 against $864,152 in latest revenue, indicating limited financial reserves. A significant concern is the consistently high liabilities, reaching $132,061 in 2023, which often exceed its total assets, suggesting potential solvency issues. The NTEE code Y99 (Unknown) also raises questions about the clarity of its stated mission and program activities, impacting transparency. The spending efficiency is difficult to fully assess without a detailed breakdown of program, administrative, and fundraising expenses, which are not provided in the summary data. However, the recurring deficits suggest that the organization struggles to manage its expenses within its revenue streams. The absence of reported officer compensation across all filings indicates that executive pay is not a drain on resources, which is a positive sign for spending efficiency in that specific area. Transparency is a mixed bag. The consistent filing of IRS Form 990s is a strength, providing public access to financial data. However, the NTEE code Y99 (Unknown) is a significant transparency weakness as it does not clearly define the organization's purpose or activities, making it challenging for stakeholders to understand its programmatic focus and impact. The lack of detailed expense breakdowns further limits the ability to evaluate how funds are being allocated.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Union Club Two Inc with a Mission Score of 45 out of 100 (Fair). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 20%
  • programs: 70%
  • fundraising: 10%

According to IRS 990 filings, Union Club Two Inc allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$504KTotal Revenue
$479KTotal Expenses
$50KTotal Assets
$132KTotal Liabilities
$-82,387Net Assets
  • The organization reported a surplus of $25K, with revenue exceeding expenses.
  • Debt-to-asset ratio: 265.9%.

Executive Compensation Analysis

Executive compensation is reported as 0% across all available filings, indicating that no officers or key employees receive compensation, which is a positive for resource allocation.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Union Club Two Inc's IRS 990 filings:

  • NTEE code Y99 (Unknown) indicates an unclear mission and program focus.
  • Liabilities consistently exceed assets, suggesting potential solvency issues (e.g., $132,061 liabilities vs. $49,674 assets in 2023).
  • Frequent operating deficits (e.g., expenses exceeded revenue in 2017, 2018, 2020, 2021).
  • Low asset base relative to revenue, indicating limited financial reserves ($75,115 assets vs. $864,152 latest revenue).

Strengths

The following positive indicators were identified for Union Club Two Inc:

  • Consistent filing of IRS Form 990s, demonstrating a commitment to public disclosure.
  • No reported officer compensation, indicating efficient use of funds in this area.
  • Positive net income in the most recent filing period (2023: $504,243 revenue vs. $479,203 expenses).

Frequently Asked Questions about Union Club Two Inc

Is Union Club Two Inc a legitimate charity?

Union Club Two Inc (EIN: 201864968) is a registered tax-exempt nonprofit based in Ohio. Our AI analysis gives it a Mission Score of 45/100. It has 10 years of IRS 990 filings on record. Total revenue: $864K. 4 red flags identified. 3 strengths noted. Financial health grade: B.

How does Union Club Two Inc spend its money?

Union Club Two Inc directs 70% of its spending to programs and services. Fundraising costs 10%. This meets the 65% industry benchmark.

Are donations to Union Club Two Inc tax-deductible?

Union Club Two Inc is registered as a tax-exempt nonprofit (EIN: 201864968). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What percentage of Union Club Two Inc's spending goes to programs?

Union Club Two Inc directs 70% to programs, 10% to fundraising. This meets the 65% industry benchmark for efficient nonprofits.

How does Union Club Two Inc compare to similar nonprofits?

With a transparency score of 45/100 (Fair), Union Club Two Inc is near average for NTEE category Y99 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Union Club Two Inc located?

Union Club Two Inc is headquartered in Springfield, Ohio and files with the IRS under EIN 201864968. It is classified under NTEE code Y99.

How many years of IRS 990 filings does Union Club Two Inc have?

Union Club Two Inc has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $864K in total revenue.

What is the specific mission and program activities of Union Club Two Inc. given its NTEE code Y99?

The NTEE code Y99 indicates an 'Unknown' or 'Not Applicable' category, which means the specific mission and program activities are not clearly defined in the provided data, making it difficult to understand the organization's purpose.

Why do liabilities consistently exceed assets for Union Club Two Inc.?

Liabilities have consistently exceeded assets in recent years (e.g., $132,061 liabilities vs. $49,674 assets in 2023), suggesting potential solvency challenges and a reliance on debt or short-term obligations.

How does Union Club Two Inc. plan to address its recurring financial deficits?

The organization has frequently reported expenses exceeding revenue (e.g., $684,375 expenses vs. $670,806 revenue in 2021), indicating a need for strategies to improve financial stability and ensure long-term sustainability.

Filing History

IRS 990 filing history for Union Club Two Inc showing financial trends over 10 years of public records:

Over 10 years of IRS 990 filings (2014–2023), Union Club Two Inc's revenue has declined by 20.9%, moving from $638K to $504K. Total assets decreased by 22.1% over the same period, from $64K to $50K. Total functional expenses fell by 22.6%, from $619K to $479K. In its most recent filing year (2023), Union Club Two Inc reported a surplus of $25K, with revenue exceeding expenses. The organization holds $132K in liabilities against $50K in assets (debt-to-asset ratio: 265.9%), resulting in net assets of $-82,387.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $504K $479K $50K $132K
2022 $665K $658K $27K $135K View 990
2021 $671K $684K $20K $135K View 990
2020 $410K $461K $20K $121K View 990
2019 $766K $612K $89K $121K
2018 $352K $552K $14K $200K View 990
2017 $333K $423K $14K $0 View 990
2016 $350K $359K $104K $0 View 990
2015 $369K $320K $112K $0 View 990
2014 $638K $619K $64K $0 View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $504K, expenses of $479K, and assets of $50K (revenue -24.2% year-over-year).
  • 2022: Revenue of $665K, expenses of $658K, and assets of $27K (revenue -0.8% year-over-year).
  • 2021: Revenue of $671K, expenses of $684K, and assets of $20K (revenue +63.6% year-over-year).
  • 2020: Revenue of $410K, expenses of $461K, and assets of $20K (revenue -46.5% year-over-year).
  • 2019: Revenue of $766K, expenses of $612K, and assets of $89K (revenue +117.4% year-over-year).
  • 2018: Revenue of $352K, expenses of $552K, and assets of $14K (revenue +5.7% year-over-year).
  • 2017: Revenue of $333K, expenses of $423K, and assets of $14K (revenue -4.8% year-over-year).
  • 2016: Revenue of $350K, expenses of $359K, and assets of $104K (revenue -5.0% year-over-year).
  • 2015: Revenue of $369K, expenses of $320K, and assets of $112K (revenue -42.2% year-over-year).
  • 2014: Revenue of $638K, expenses of $619K, and assets of $64K.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Union Club Two Inc:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing

Data Sources and Methodology

This transparency report for Union Club Two Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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