United Charitable
United Charitable shows fluctuating financial performance with significant asset growth and no reported officer compensation.
EIN: 204286082 · Ashburn, VA · NTEE: T12 · Updated: 2026-03-28
Is United Charitable Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
United Charitable directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About United Charitable
United Charitable (EIN: 204286082) is a nonprofit organization based in Ashburn, VA, classified under NTEE code T12. The organization reported total revenue of $30.2M and total assets of $186.8M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of United Charitable's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates United Charitable with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, United Charitable allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Executive Compensation Analysis
United Charitable consistently reports 0% officer compensation across all available filings, which is highly unusual for an organization of its size with assets exceeding $180 million. This suggests either a unique operational model where leadership is unpaid, compensated through a related entity, or that compensation is structured in a way that it is not reported as direct officer compensation on the 990.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of United Charitable's IRS 990 filings:
- Significant year-over-year fluctuations in revenue and expenses, particularly the large deficit in 2022 ($28M).
- Consistent reporting of 0% officer compensation for an organization with over $180M in assets, which is highly unusual and may obscure actual leadership compensation.
- The NTEE code T12 (Donor-Advised Funds) indicates it primarily facilitates giving, which can sometimes be misinterpreted as direct programmatic spending by donors.
Strengths
The following positive indicators were identified for United Charitable:
- Strong asset growth over the past decade, from $42.6M in 2014 to $184.4M in 2023.
- Positive net income in most recent years, including a $9.2M surplus in 2023 ($30.2M revenue vs. $21M expenses).
- Consistent reporting of 0% officer compensation, indicating transparency in this specific area or a unique operational model.
Frequently Asked Questions about United Charitable
Is United Charitable a legitimate charity?
Based on AI analysis of IRS 990 filings, United Charitable (EIN: 204286082) some concerns. Mission Score: 75/100. 3 red flags identified, 3 strengths noted.
How does United Charitable spend its money?
United Charitable directs 85% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to United Charitable tax-deductible?
United Charitable is registered as a tax-exempt nonprofit (EIN: 204286082). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Is United Charitable a good charity?
United Charitable's financial health appears stable with significant assets ($184M in 2023) and a positive net income in most recent years. However, the dramatic swings in revenue and expenses, such as the $28M deficit in 2022, warrant closer examination. The consistent 0% officer compensation is a notable point for transparency, but also raises questions about how leadership is supported.
Why are expenses so high in 2022 ($42,479,240) compared to other years?
The 2022 expenses of $42,479,240 are significantly higher than other years, where expenses typically range from $5M to $21M. This could indicate a large one-time program expenditure, a significant grant distribution, or an unusual operational cost. Without further detail from the full 990, the exact reason is unclear but warrants investigation.
How does United Charitable manage its large asset base?
United Charitable's assets have grown substantially from $42.6M in 2014 to $184.4M in 2023. As an NTEE T12 organization (Donor-Advised Funds), a significant portion of these assets likely represent donor-advised funds awaiting distribution. The organization's ability to grow and maintain such a large asset base suggests effective financial management, but also implies a primary role in facilitating philanthropy rather than direct program delivery.
Filing History
IRS 990 filing history for United Charitable showing financial trends over 14 years of public records:
Over 14 years of IRS 990 filings (2010–2023), United Charitable's revenue has grown by 75764.1%, moving from $40K to $30.2M. Total assets increased by 597460% over the same period, from $31K to $184.4M. Total functional expenses rose by 234114.7%, from $9K to $21.0M. In its most recent filing year (2023), United Charitable reported a surplus of $9.2M, with revenue exceeding expenses. The organization holds $933K in liabilities against $184.4M in assets (debt-to-asset ratio: 0.5%), resulting in net assets of $183.5M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. | |
|---|---|---|---|---|---|---|
| 2023 | $30.2M | $21.0M | $184.4M | $933K | — | — |
| 2022 | $14.2M | $42.5M | $183.4M | $656K | — | View 990 |
| 2021 | $22.2M | $11.1M | $209.8M | $265K | — | View 990 |
| 2020 | $15.7M | $6.7M | $198.5M | $349K | — | View 990 |
| 2019 | $31.3M | $14.2M | $188.3M | $149K | — | View 990 |
| 2018 | $77.4M | $7.3M | $166.0M | $152K | — | View 990 |
| 2017 | $26.9M | $6.8M | $99.2M | $155K | — | View 990 |
| 2016 | $29.1M | $6.5M | $78.1M | $86K | — | View 990 |
| 2015 | $19.5M | $5.7M | $55.7M | $183K | — | View 990 |
| 2014 | $16.0M | $5.5M | $42.6M | $369K | — | View 990 |
| 2013 | $12.7M | $5.7M | $31.7M | $129K | — | View 990 |
| 2012 | $15.4M | $4.7M | $24.0M | $101K | — | View 990 |
| 2011 | $17.5M | $5.3M | $12.1M | $28K | — | View 990 |
| 2010 | $40K | $9K | $31K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $30.2M, expenses of $21.0M, and assets of $184.4M (revenue +113.3% year-over-year).
- 2022: Revenue of $14.2M, expenses of $42.5M, and assets of $183.4M (revenue -36.1% year-over-year).
- 2021: Revenue of $22.2M, expenses of $11.1M, and assets of $209.8M (revenue +41.6% year-over-year).
- 2020: Revenue of $15.7M, expenses of $6.7M, and assets of $198.5M (revenue -50.0% year-over-year).
- 2019: Revenue of $31.3M, expenses of $14.2M, and assets of $188.3M (revenue -59.5% year-over-year).
- 2018: Revenue of $77.4M, expenses of $7.3M, and assets of $166.0M (revenue +188.3% year-over-year).
- 2017: Revenue of $26.9M, expenses of $6.8M, and assets of $99.2M (revenue -7.6% year-over-year).
- 2016: Revenue of $29.1M, expenses of $6.5M, and assets of $78.1M (revenue +49.4% year-over-year).
- 2015: Revenue of $19.5M, expenses of $5.7M, and assets of $55.7M (revenue +21.8% year-over-year).
- 2014: Revenue of $16.0M, expenses of $5.5M, and assets of $42.6M (revenue +25.7% year-over-year).
- 2013: Revenue of $12.7M, expenses of $5.7M, and assets of $31.7M (revenue -17.7% year-over-year).
- 2012: Revenue of $15.4M, expenses of $4.7M, and assets of $24.0M (revenue -11.6% year-over-year).
- 2011: Revenue of $17.5M, expenses of $5.3M, and assets of $12.1M (revenue +43799.3% year-over-year).
- 2010: Revenue of $40K, expenses of $9K, and assets of $31K.
Data Sources and Methodology
This transparency report for United Charitable is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.