University Swimming Association Inc

University Swimming Association Inc: Consistent Losses and Declining Assets Raise Concerns

EIN: 221688245 · New Brunswick, NJ · Updated: 2026-04-04

$186KRevenue
$134KAssets
65/100Mission Score (Good)

Resolve This Donation Decision

Should someone trust, compare, or avoid University Swimming Association Inc?

This page is being rebuilt as a decision workflow: verify the public record, understand where money goes, compare better nearby or category peers, then save the evidence into a report or watchlist when the decision matters.

Source Check Matrix

What Has Been Verified vs. What Needs Human Review

Identity resolved verified

University Swimming Association Inc is mapped to EIN 221688245.

IRS BMF exempt record needs review

Open IRS TEOS or BMF source before relying on exemption status.

IRS Pub 78 deductibility needs review

Pub 78 eligibility should be verified in IRS TEOS before money changes hands.

IRS automatic revocation needs review

Check the official auto-revocation bulk source or cached evidence before relying on current exemption.

IRS Form 990 index verified

12 stored filing years available.

Raw 990 source linked

Open ProPublica to verify the raw filing record and PDFs.

Filing depth verified

12 stored filing years available.

State charity registration manual confirmation

Open NJ charity regulator via NASCO; the workflow stops for human confirmation unless a stable source is cached.

Candid / GuideStar profile api pending

Candid API access is not configured; open manually and do not count as verified evidence.

Charity Navigator rating api pending

Charity Navigator API access is not configured; open manually and do not count as verified evidence.

Source and Resolution Links

Finish the Investigation Outside Our Dataset

When the answer lives with the IRS, ProPublica, Candid, Charity Navigator, or the nonprofit itself, NonprofitSpending links out instead of trapping the user on a partial answer.

IRS tax-exempt lookup

Verify exemption status and deductibility directly with the IRS.

IRS bulk evidence downloads

Check Pub 78, automatic revocation, 990-N, and Form 990 bulk evidence sources.

IRS EO BMF extract

Open the official Business Master File extract source for tax-exempt organization records.

ProPublica 990 source

Open the raw filing record and filing PDFs outside NonprofitSpending.

NJ charity regulator via NASCO

Confirm state charity registration or solicitation status where applicable.

Candid profile search

Look for GuideStar/Candid profile details, programs, leadership, and seals.

Charity Navigator search

Check whether another evaluator has ratings or impact context.

Workflow Engine

Queries We Should Resolve, Not Just Answer

Search Console demand points to task completion. Each workflow can run calculations, source checks, external lookups, comparisons, and report/export capture around this nonprofit.

Verify tax status Runnable

Triggered by: 501(c)(3), tax deductible, EIN

IRS status check plus source links

Verify official evidence Runnable

Triggered by: IRS Pub 78, BMF, revocation, 990 index, state registration

Official-source evidence matrix with human stops where a state portal must be checked.

Resolve tax deductibility Runnable

Triggered by: is my donation tax deductible, Pub 78, donor receipt

Pub 78, BMF, and revocation checks turned into a donor-safe deductibility path.

Check state solicitation Runnable

Triggered by: allowed to solicit, charity registration, state compliance

Official state regulator route with human confirmation when no reliable API exists.

Find source filings Runnable

Triggered by: 990 PDF, annual report, filing record

12 stored filing years plus ProPublica source

Crunch money signals Runnable

Triggered by: program expense ratio, CEO salary, revenue, grants

70% program spend, health grade C

Compare alternatives Runnable

Triggered by: best charities, similar nonprofits, compare

4 peer options surfaced

Resolve leadership and board Runnable

Triggered by: executive team, trustees, officer pay

Use 990 compensation disclosures and external profile links.

Analyze executive compensation Runnable

Triggered by: CEO salary, excessive compensation, officer pay

Officer-pay context against revenue, filings, state/category compensation, and source records.

Donation decision copilot Runnable

Triggered by: should I donate, give or compare, charity safety

Eligibility, money signals, sources, peer context, and next action.

Grantmaker due diligence Runnable

Triggered by: foundation review, grant risk, grantee capacity

Foundation-style packet across filings, finances, governance, and gaps.

Build grant/funder shortlist Runnable

Triggered by: find funders, grantee shortlist, mission fit

Geography, cause, evidence gaps, and peers converted into a funder/grantee action path.

Impact evidence finder Runnable

Triggered by: outcomes, annual report, cost effectiveness

Separate actual impact evidence from raw 990 financial cleanliness.

Room for more funding Runnable

Triggered by: would my donation help, funding gap, marginal impact

Revenue trend, runway, surplus/deficit, and source follow-ups.

Operator transparency diagnostic Runnable

Triggered by: how does my nonprofit look to donors

Profile, filing, impact, and transparency improvements to earn trust.

Create compliance monitor Runnable

Triggered by: watch new 990, revocation, Pub 78, registration changes

Monitoring plan for IRS status, new filings, revocation signals, and state follow-ups.

University Swimming Association Inc Financial Summary
MetricValue
Total Revenue$186K
Total Expenses$195K
Program Spending70%
Net Assets$39K
Transparency Score65/100

Search Intent Cockpit

University Swimming Association Inc Form 990, Revenue, CEO Pay, and IRS Filing Signals

University Swimming Association Inc is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around University Swimming Association Inc in one place.

Form 990 Filing Summary

12 filing years are available, with latest revenue of $179K and expenses of $195K.

Revenue and Expenses

University Swimming Association Inc reported $179K in revenue and $195K in expenses, a deficit of $16K.

Executive Compensation

Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.

Charity Score and Red Flags

65/100 mission score, 4 red flags, and 2 strengths are shown from structured and AI review.

Is University Swimming Association Inc Legit?

Some Concerns

GoodFiling Consistency
GoodSpending Efficiency
GoodTransparency
4 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

IRS 990 Data Cockpit

Where the Money Comes From and Where It Goes

PendingDonor/Grant Funding
70%Program Expense
$0Grants Paid
12Stored Filing Years

Revenue Source Mix

Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.

Expense Deployment

University Swimming Association Inc Expense Deployment
Program services$136K (70%)

Across stored filings, University Swimming Association Inc shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.

Decision Cockpit

One-Stop Donor, Research, and Peer Context Hub

University Swimming Association Inc Donor Decision Matrix
Decision LensSignalWhat to Inspect Next
LegitimacySome ConcernsGood filing record; 4 red flags identified
Mission spend70% to programsGood
Financial durabilityGrade C12 stored filing years
Peer contextCompare with Dance For The Cure IncNew Jersey and category context

Trust Check

Review legitimacy, deductibility, red flags, and filing consistency.

Open charity check →

Peer Benchmark

Compare against real state and category peers.

Compare with Dance For The Cure Inc →
All New Jersey nonprofits

Local and Sector Spokes

Move into this nonprofit's local market, category, and sector maps.

New Brunswick, NJ nonprofits

Follow the Money

Jump into spending, compensation, rankings, and filing-year evidence.

State spending analysis
State compensation analysis
Relevant rankings

Donation Decision Flow

From Trust Check to Better Alternatives

1

Verify

Some Concerns. Check deductibility, filings, and red flags.

2

Understand money

70% of spending goes to programs.

3

Compare

Benchmark against Dance For The Cure Inc.

4

Decide

Build a shortlist, compare alternatives, and review the latest filing before giving.

Alternative Shopping

Similar Nonprofits Donors Should Compare

Next Best Actions

Keep the Investigation Moving

Verify legitimacy

Open the focused charity-check flow before donating.

Compare a peer

Benchmark against Dance For The Cure Inc.

Inspect local compensation

See whether pay levels look unusual in this state.

Research Workflow

Turn this Form 990 profile into a donor-ready report

Request a concise report for University Swimming Association Inc with revenue, expenses, executive compensation, red flags, peer context, and IRS source links. You can also request CSV exports or watchlist updates for future filings.

Get spending reportDonor-ready PDF summary.
Request CSV exportFiling-year data for research.
Watch this nonprofitUpdates when public data changes.

Early access request only. Reports and exports are informational and based on public IRS records, not financial or legal advice.

University Swimming Association Inc directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.

About University Swimming Association Inc

University Swimming Association Inc (EIN: 221688245) is a nonprofit organization based in New Brunswick, NJ. The organization reported total revenue of $186K and total assets of $134K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of University Swimming Association Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

62Years Operating
SmallSize Classification
12Years of Filings
MixedRevenue Trajectory

University Swimming Association Inc is a small nonprofit that has been operating for 62 years, with 12 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 1.2%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$179K
Total Expenses$195K
Surplus / Deficit$-16,061
Total Assets$131K
Total Liabilities$91K
Net Assets$39K
Operating Margin-9.0%
Debt-to-Asset Ratio69.9%
Months of Reserves8.1 months

Financial Health Grade: C

In 2023, University Swimming Association Inc reported a deficit of $16K with expenses exceeding revenue, holds 8.1 months of operating reserves (strong position), has a debt-to-asset ratio of 69.9% (high leverage).

Financial Trends

Over 12 years of filings (2011–2023), University Swimming Association Inc's revenue has grown at a compound annual growth rate (CAGR) of 1.2%.

YearRevenue ChangeExpense ChangeAsset Change
2023+5.1%+2.9%-10.8%
2022+1.6%+26.3%-8.6%
2021+25.9%+13.8%-1.5%
2019+1.9%-10.0%-4.8%
2018-4.6%-2.2%-7.4%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date1964

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

University Swimming Association Inc is a unknown nonprofit based in New Brunswick, New Jersey, with reported revenue of $186K and assets of $134K. Our AI analysis assigns a Mission Score of 65/100 (Good). Approximately 70% of spending goes to programs, 20% to administration, and 10% to fundraising. - Financial statements consistently show expenses exceeding revenue, leading to net losses in recent years. - The organization's net assets have steadily declined from $197,948 in 2015 to $130,860 in 2023. - No compensation information is available in the provided data, indicating a lack of transparency regarding executive pay. Executive compensation cannot be assessed as no compensation figures (c) were provided in the financial filings. Revenue has grown +16% across 12 filing periods.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates University Swimming Association Inc with a Mission Score of 65 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 20%
  • programs: 70%
  • fundraising: 10%

According to IRS 990 filings, University Swimming Association Inc allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$179KTotal Revenue
$195KTotal Expenses
$131KTotal Assets
$91KTotal Liabilities
$39KNet Assets
  • The organization reported a deficit of $16K, with expenses exceeding revenue.
  • Debt-to-asset ratio: 69.9%.

Executive Compensation Analysis

Executive compensation cannot be assessed as no compensation figures (c) were provided in the financial filings.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of University Swimming Association Inc's IRS 990 filings:

  • Consistent net losses: Expenses have exceeded revenue in multiple years (e.g., 2023: revenue $178,932, expenses $194,993).
  • Declining net assets: Total assets have decreased by over 34% since 2015, from $197,948 to $130,860 in 2023.
  • Lack of executive compensation disclosure: The provided data indicates 0% compensation, which is unusual for an organization of this size and suggests a lack of transparency.
  • Limited revenue growth: Revenue has remained relatively stagnant over the past decade, with only modest increases from $133,906 in 2015 to $178,932 in 2023.

Strengths

The following positive indicators were identified for University Swimming Association Inc:

  • Long-standing organization: The presence of financial data dating back to 2015 suggests a long operational history.
  • Consistent program delivery: Despite financial challenges, the organization has continued to operate and incur expenses, implying ongoing program delivery.

Frequently Asked Questions about University Swimming Association Inc

Is University Swimming Association Inc a legitimate charity?

University Swimming Association Inc (EIN: 221688245) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 65/100. It has 12 years of IRS 990 filings on record. Total revenue: $186K. 4 red flags identified. 2 strengths noted. Financial health grade: C.

How does University Swimming Association Inc spend its money?

University Swimming Association Inc directs 70% of its spending to programs and services. Fundraising costs 10%. This meets the 65% industry benchmark.

Are donations to University Swimming Association Inc tax-deductible?

University Swimming Association Inc is registered as a tax-exempt nonprofit (EIN: 221688245). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What percentage of University Swimming Association Inc's spending goes to programs?

University Swimming Association Inc directs 70% to programs, 10% to fundraising. This meets the 65% industry benchmark for efficient nonprofits.

Where is University Swimming Association Inc located?

University Swimming Association Inc is headquartered in New Brunswick, New Jersey and files with the IRS under EIN 221688245.

How many years of IRS 990 filings does University Swimming Association Inc have?

University Swimming Association Inc has 12 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $186K in total revenue.

What does University Swimming Association Inc do?

University Swimming Association Inc is a nonprofit organization in the Unknown sector, located in New Brunswick, New Jersey. It is classified under NTEE code Unknown.

How much revenue does University Swimming Association Inc have?

University Swimming Association Inc reported total revenue of $186,089. Based on 12 IRS 990 filings on record.

What are University Swimming Association Inc's total assets?

University Swimming Association Inc holds total assets of $134,282 as reported in IRS 990 filings.

Where is University Swimming Association Inc located?

University Swimming Association Inc is based in New Brunswick, New Jersey.

What is University Swimming Association Inc's EIN?

University Swimming Association Inc's Employer Identification Number (EIN) is 221688245. This is the unique tax ID assigned by the IRS for tax-exempt organizations.

What type of nonprofit is University Swimming Association Inc?

University Swimming Association Inc is classified under NTEE code Unknown (Unknown).

Is University Swimming Association Inc a registered 501(c)(3)?

University Swimming Association Inc appears in IRS records (EIN: 221688245). Check the IRS Tax Exempt Organization Search for the most current determination letter status.

Does University Swimming Association Inc file IRS Form 990?

Yes, University Swimming Association Inc has 12 IRS Form 990 filings on record. The most recent covers tax period 202310.

What was University Swimming Association Inc's revenue in 2023?

In the 202310 filing period, University Swimming Association Inc reported total revenue of $178,932, total expenses of $194,993, and net assets of $130,860.

Is University Swimming Association Inc's revenue growing or declining?

University Swimming Association Inc's revenue is growing. Revenue went from $170,186 (202210) to $178,932 (202310), a +5.1% change. Based on 12 filings on record.

What is University Swimming Association Inc's most recent 990 filing?

The most recent IRS Form 990 filing for University Swimming Association Inc covers tax period 202310. It shows revenue of $178,932, expenses of $194,993, total assets of $130,860, and liabilities of $91,498.

How much does University Swimming Association Inc spend on programs vs administration?

Based on IRS 990 analysis, University Swimming Association Inc allocates approximately 70% of expenses to program services, 20% to administrative costs, and 10% to fundraising. Program spending is moderate relative to overhead.

Is University Swimming Association Inc a trustworthy charity?

Based on AI analysis of IRS 990 data, University Swimming Association Inc shows mixed signals. Mission Score: 65/100 (Good). 4 red flags identified. 2 strengths noted.

What are the red flags for University Swimming Association Inc?

The following concerns were identified: Consistent net losses: Expenses have exceeded revenue in multiple years (e.g., 2023: revenue $178,932, expenses $194,993).. Declining net assets: Total assets have decreased by over 34% since 2015, from $197,948 to $130,860 in 2023.. Lack of executive compensation disclosure: The provided data indicates 0% compensation, which is unusual for an organization of this size and suggests a lack of transparency.. Limited revenue growth: Revenue has remained relatively stagnant over the past decade, with only modest increases from $133,906 in 2015 to $178,932 in 2023.. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.

What are University Swimming Association Inc's strengths?

Positive indicators for University Swimming Association Inc include: Long-standing organization: The presence of financial data dating back to 2015 suggests a long operational history.. Consistent program delivery: Despite financial challenges, the organization has continued to operate and incur expenses, implying ongoing program delivery.. These findings are derived from AI analysis of the organization's financial filings.

How does University Swimming Association Inc compensate executives?

Executive compensation cannot be assessed as no compensation figures (c) were provided in the financial filings. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.

How transparent is University Swimming Association Inc?

- Financial statements consistently show expenses exceeding revenue, leading to net losses in recent years. - The organization's net assets have steadily declined from $197,948 in 2015 to $130,860 in 2023. - No compensation information is available in the provided data, indicating a lack of transparency regarding executive pay. Transparency assessment is based on the availability and consistency of IRS 990 filing data, spending disclosure, and governance indicators.

Given the consistent net losses and declining assets, what is the long-term financial sustainability plan for the University Swimming Association Inc?

The provided data indicates a trend of expenses exceeding revenue and a significant reduction in net assets over the past eight years. Without a clear strategy to reverse these trends, the organization's long-term financial viability is questionable.

How does the organization manage to operate with consistent losses and declining assets without reporting any executive compensation?

The absence of reported executive compensation (c=0%) in the filings, alongside consistent operational losses, suggests that the organization may rely heavily on volunteer efforts or that compensation is being reported in a non-standard manner, which warrants further investigation into their operational model and financial reporting practices.

Filing History

IRS 990 filing history for University Swimming Association Inc showing financial trends over 12 years of public records:

Over 12 years of IRS 990 filings (2011–2023), University Swimming Association Inc's revenue has grown by 16%, moving from $154K to $179K. Total assets decreased by 43.1% over the same period, from $230K to $131K. Total functional expenses rose by 44.7%, from $135K to $195K. In its most recent filing year (2023), University Swimming Association Inc reported a deficit of $16K, with expenses exceeding revenue. The organization holds $91K in liabilities against $131K in assets (debt-to-asset ratio: 69.9%), resulting in net assets of $39K.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $179K $195K $131K $91K View 990
2022 $170K $190K $147K $91K View 990
2021 $168K $150K $161K $86K View 990
2019 $133K $132K $163K $69K View 990
2018 $131K $147K $171K $78K View 990
2017 $137K $150K $185K $76K
2016 $141K $144K $195K $72K View 990
2015 $134K $157K $198K $73K View 990
2014 $140K $138K $218K $69K View 990
2013 $137K $140K $218K $73K View 990
2012 $131K $148K $229K $81K View 990
2011 $154K $135K $230K $64K View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $179K, expenses of $195K, and assets of $131K (revenue +5.1% year-over-year).
  • 2022: Revenue of $170K, expenses of $190K, and assets of $147K (revenue +1.6% year-over-year).
  • 2021: Revenue of $168K, expenses of $150K, and assets of $161K (revenue +25.9% year-over-year).
  • 2019: Revenue of $133K, expenses of $132K, and assets of $163K (revenue +1.9% year-over-year).
  • 2018: Revenue of $131K, expenses of $147K, and assets of $171K (revenue -4.6% year-over-year).
  • 2017: Revenue of $137K, expenses of $150K, and assets of $185K (revenue -2.8% year-over-year).
  • 2016: Revenue of $141K, expenses of $144K, and assets of $195K (revenue +5.2% year-over-year).
  • 2015: Revenue of $134K, expenses of $157K, and assets of $198K (revenue -4.6% year-over-year).
  • 2014: Revenue of $140K, expenses of $138K, and assets of $218K (revenue +2.6% year-over-year).
  • 2013: Revenue of $137K, expenses of $140K, and assets of $218K (revenue +4.3% year-over-year).
  • 2012: Revenue of $131K, expenses of $148K, and assets of $229K (revenue -15.0% year-over-year).
  • 2011: Revenue of $154K, expenses of $135K, and assets of $230K.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for University Swimming Association Inc:

2023 Filing 2022 Filing 2021 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for University Swimming Association Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

Other Nonprofits in New Jersey

Explore more nonprofits based in New Jersey with AI-powered transparency reports.

View all New Jersey nonprofits →

Explore Related Nonprofits

Browse by State