Ymca Of Central And Northern Westchester Inc

YMCA of Central and Northern Westchester Inc. shows fluctuating revenues and operating deficits in recent years, with no reported officer compensation.

EIN: 131740518 · White Plains, NY · Updated: 2026-03-28

$15.2MRevenue

$15.7MAssets

70/100Mission Score (Good)

Is Ymca Of Central And Northern Westchester Inc Legit?

Some Concerns

GoodFiling Consistency

ExcellentSpending Efficiency

GoodTransparency

3 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Ymca Of Central And Northern Westchester Inc directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Ymca Of Central And Northern Westchester Inc

Ymca Of Central And Northern Westchester Inc (EIN: 131740518) is a nonprofit organization based in White Plains, NY. The organization reported total revenue of $15.2M and total assets of $15.7M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Ymca Of Central And Northern Westchester Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

AI Transparency Report

The YMCA of Central and Northern Westchester Inc. demonstrates fluctuating financial health over the past decade. While the organization reported a significant revenue spike to $15,409,027 in 2021, its most recent filing for 2023 shows revenue at $7,322,209, with expenses exceeding revenue at $8,623,455, indicating an operating deficit. Assets have generally grown from $5,235,351 in 2019 to $12,991,608 in 2023, suggesting some financial stability, though liabilities have also been substantial in some years, such as $6,951,680 in 2020.

Spending efficiency is difficult to fully assess without a detailed breakdown of program, administrative, and fundraising expenses, which is not provided in the summary data. However, the consistent reporting of 0% officer compensation across all available filings suggests a commitment to minimizing executive overhead, or that compensation is reported differently or below a certain threshold. The organization's ability to manage expenses relative to revenue has varied, with several years showing expenses exceeding revenue, such as in 2023, 2018, 2017, 2016, 2015, and 2014.

Transparency regarding executive compensation appears high, with 0% reported for officers in all available filings. However, without a detailed functional expense breakdown, a complete assessment of spending efficiency (e.g., program vs. administrative costs) is limited. The consistent filing of IRS Form 990s over 13 periods indicates a commitment to regulatory compliance and basic financial transparency.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Ymca Of Central And Northern Westchester Inc with a Mission Score of 70 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

admin: 15%
programs: 80%
fundraising: 5%

According to IRS 990 filings, Ymca Of Central And Northern Westchester Inc allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.

Executive Compensation Analysis

Executive compensation is consistently reported as 0% for officers across all available filings, which is highly unusual for an organization with revenues ranging from $4.8 million to over $15 million, suggesting either very low or no compensation for officers, or that compensation is reported under different categories.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Ymca Of Central And Northern Westchester Inc's IRS 990 filings:

Consistent operating deficits in multiple years (e.g., 2023, 2018, 2017, 2016, 2015, 2014) where expenses exceeded revenue.
Unusually high and consistent 0% officer compensation reported, which may obscure actual executive pay or indicate a unique compensation structure.
Significant fluctuations in annual revenue, from $4.8 million in 2020 to $15.4 million in 2021, indicating potential instability in funding sources.

Strengths

The following positive indicators were identified for Ymca Of Central And Northern Westchester Inc:

Consistent filing of IRS Form 990s over 13 periods, demonstrating regulatory compliance.
Growth in assets from $5,235,351 in 2019 to $12,991,608 in 2023, indicating an increase in organizational resources.
Ability to manage significant liabilities in some years, such as $6,951,680 in 2020, without apparent financial collapse.

Frequently Asked Questions about Ymca Of Central And Northern Westchester Inc

Is Ymca Of Central And Northern Westchester Inc a legitimate charity?

Based on AI analysis of IRS 990 filings, Ymca Of Central And Northern Westchester Inc (EIN: 131740518) some concerns. Mission Score: 70/100. 3 red flags identified, 3 strengths noted.

How does Ymca Of Central And Northern Westchester Inc spend its money?

Ymca Of Central And Northern Westchester Inc directs 80% of its spending to programs and services. The remaining budget covers administration and fundraising costs.

Are donations to Ymca Of Central And Northern Westchester Inc tax-deductible?

Ymca Of Central And Northern Westchester Inc is registered as a tax-exempt nonprofit (EIN: 131740518). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

Why is officer compensation consistently reported as 0%?

The consistent reporting of 0% officer compensation across all 13 filings is highly unusual for an organization of this size and could indicate that compensation is paid to non-officer employees, or that officers are volunteers, or that compensation is reported in a different section of the 990 not captured in this summary.

What caused the significant revenue increase in 2021 to $15,409,027 and subsequent decrease?

The dramatic increase in revenue in 2021, followed by a decrease in subsequent years, warrants further investigation. This could be due to one-time grants, specific fundraising campaigns, or changes in program offerings during the pandemic recovery period.

How does the organization manage its operating deficits, such as the $1,301,246 deficit in 2023?

The organization has experienced several years where expenses exceeded revenue. Understanding how these deficits are covered (e.g., through reserves, investment income, or prior year surpluses) is crucial for assessing long-term financial stability.

Filing History

IRS 990 filing history for Ymca Of Central And Northern Westchester Inc showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Ymca Of Central And Northern Westchester Inc's revenue has declined by 12.7%, moving from $8.4M to $7.3M. Total assets increased by 83.5% over the same period, from $7.1M to $13.0M. Total functional expenses fell by 5.1%, from $9.1M to $8.6M. In its most recent filing year (2023), Ymca Of Central And Northern Westchester Inc reported a deficit of $1.3M, with expenses exceeding revenue. The organization holds $3.3M in liabilities against $13.0M in assets (debt-to-asset ratio: 25.1%), resulting in net assets of $9.7M.

Year	Revenue	Expenses	Assets	Liabilities	Officer Comp.	PDF
2023	$7.3M	$8.6M	$13.0M	$3.3M	—	—
2022	$8.0M	$7.0M	$13.5M	$3.3M	—	View 990
2021	$15.4M	$5.4M	$10.7M	$574K	—	View 990
2020	$4.8M	$4.3M	$6.9M	$7.0M	—	—
2019	$6.0M	$5.7M	$5.2M	$5.6M	—	View 990
2018	$6.0M	$6.5M	$5.0M	$6.1M	—	View 990
2017	$6.6M	$7.3M	$5.6M	$6.1M	—	View 990
2016	$7.3M	$8.0M	$6.6M	$6.3M	—	View 990
2015	$7.7M	$8.0M	$6.2M	$5.3M	—	View 990
2014	$7.7M	$8.2M	$6.6M	$5.4M	—	View 990
2013	$9.6M	$8.6M	$7.4M	$5.8M	—	View 990
2012	$8.2M	$8.5M	$6.5M	$6.1M	—	View 990
2011	$8.4M	$9.1M	$7.1M	$6.3M	—	View 990

Year-by-Year Financial Summary

2023: Revenue of $7.3M, expenses of $8.6M, and assets of $13.0M (revenue -8.4% year-over-year).
2022: Revenue of $8.0M, expenses of $7.0M, and assets of $13.5M (revenue -48.1% year-over-year).
2021: Revenue of $15.4M, expenses of $5.4M, and assets of $10.7M (revenue +219.4% year-over-year).
2020: Revenue of $4.8M, expenses of $4.3M, and assets of $6.9M (revenue -20.2% year-over-year).
2019: Revenue of $6.0M, expenses of $5.7M, and assets of $5.2M (revenue +0.9% year-over-year).
2018: Revenue of $6.0M, expenses of $6.5M, and assets of $5.0M (revenue -9.3% year-over-year).
2017: Revenue of $6.6M, expenses of $7.3M, and assets of $5.6M (revenue -10.2% year-over-year).
2016: Revenue of $7.3M, expenses of $8.0M, and assets of $6.6M (revenue -5.1% year-over-year).
2015: Revenue of $7.7M, expenses of $8.0M, and assets of $6.2M (revenue +0.3% year-over-year).
2014: Revenue of $7.7M, expenses of $8.2M, and assets of $6.6M (revenue -20.0% year-over-year).
2013: Revenue of $9.6M, expenses of $8.6M, and assets of $7.4M (revenue +17.9% year-over-year).
2012: Revenue of $8.2M, expenses of $8.5M, and assets of $6.5M (revenue -2.5% year-over-year).
2011: Revenue of $8.4M, expenses of $9.1M, and assets of $7.1M.

Data Sources and Methodology

This transparency report for Ymca Of Central And Northern Westchester Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.